08-08-2013 09:38 AM
I remember when I paid off all of my cards (after almost 10+ years) and it was the best feeling in the world! lol Now I just leave a couple of bucks on one of the cards just for scoring purpose.
08-09-2013 05:44 AM
That is awesome! Congrats...
This month, same for me. Paying the final $1200 on new kitchen appliances next week and we will also have a zero balance!
Now I do use 4 cards on a regular basis, and I just PIF on the due date, so they do report. But it is typically less than 2% of my total credit line so no big deal. I am sure it helps in some way.
None-the-less, congrats again! It is a great feeling to finally get there.
08-09-2013 06:59 AM
Congrats....an amazing accomplishment
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO