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Community Leader
Established Contributor
Posts: 916
Registered: ‎05-28-2013
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Re: $0.00 balances across the board

I remember when I paid off all of my cards (after almost 10+ years) and it was the best feeling in the world! lol  Now I just leave a couple of bucks on one of the cards just for scoring purpose. Smiley Tongue

Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: $0.00 balances across the board

Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
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Re: $0.00 balances across the board

Feels great doesn't it? Congrats 

+ Chase ink =




Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: $0.00 balances across the board

i did leave $500 reporting for score purposes - though 7k across several accounts was not really impacting my score, it was bothering me immensely!
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: $0.00 balances across the board

That is awesome! Congrats...

 

This month, same for me. Paying the final $1200 on new kitchen appliances next week and we will also have a zero balance!

 

Now I do use 4 cards on a regular basis, and I just PIF on the due date, so they do report. But it is typically less than 2% of my total credit line so no big deal. I am sure it helps in some way.

 

None-the-less, congrats again! It is a great feeling to finally get there. 

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
Posts: 395
Registered: ‎12-10-2012
0

Re: $0.00 balances across the board

Congrats!!!

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Frequent Contributor
Posts: 462
Registered: ‎08-31-2007
0

Re: $0.00 balances across the board

Congrats....an amazing accomplishment

 

Frequent Contributor
Posts: 303
Registered: ‎04-22-2013
0

Re: $0.00 balances across the board

congrats on being debt free!



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FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Established Member
Posts: 19
Registered: ‎10-23-2010
0

Re: $0.00 balances across the board

Congrats, its a great feeling......now you can play with your util a bit, charge a little and achieve 2 or 3 % util see what your score does ect......

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
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Re: $0.00 balances across the board

Debt free! Congrats Smiley Wink


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