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0% APR for purchases question

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Jansroom726
Regular Contributor

0% APR for purchases question

As we all know, many times a card issuer will offer 0% interest for X amount of months as an incentive to open a new account.

 

My question is this:

I have a Citi diamond preferred that I am almost done paying off. (Have the 0% for 18 months when opened).

 

In reality....the only reason I would ever use this card in the future would be for another 0% promo.

SO: If I were to call, email, ect... and ask to have a 0% applied again in order to keep me using the card, would there be any success to that?

 

Thanks everyone for your continued great advice.

25 years old. Scores around 740. Income = 45K. Chase Car Loan @ 2.4%, AAOA = 2 years. Total Personal CL = 120k.
Message 1 of 2
1 REPLY 1
myjourney
Super Contributor

Re: 0% APR for purchases question

Some lenders will offer it again 

Only way to know is call when needed

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 2
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