Established Contributor
Posts: 576
Registered: ‎11-13-2008

0 BT Fee Credit Card Transfers

Do these still exist? Does Navy do these. I need one with a $20k limit to absorb a personal loan w PSECU at 10.9%

Frequent Contributor
Posts: 318
Registered: ‎03-25-2013

Re: 0 BT Fee Credit Card Transfers

Chase Slate?


I have wonderd, but never asked, if any Bank will waive or lower the fee ever

FICO EX 807, 2014 Nov; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Valued Contributor
Posts: 1,575
Registered: ‎09-15-2012

Re: 0 BT Fee Credit Card Transfers

Chase Slate indeed has no BT fee during the first 60 days.

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
New Member
Posts: 3
Registered: ‎07-01-2013

Re: 0 BT Fee Credit Card Transfers

Other than the Slate that was mentioned already I can't think of any that offer no BT fee and 0% intro APR on BT's, I know Barclay has a card(Ring, I think) that offers no BT fee with an APR of like 8%.

Capital One Journey - 750, Chase Amazon Rewards - 2000, BofA Cash Rewards - 2500, Discover IT - 1750, Citi Dividend Platinum Select - 4000, Amex Blue Sky - 10000, Chase Slate - 5000
Valued Contributor
Posts: 1,384
Registered: ‎01-14-2009

Re: 0 BT Fee Credit Card Transfers

You're probably asking about 0% APR and no balance transfer fee cards. Navy Federal CU has promotions periodically for this and also mails out targeted offers with new credit card applications. Alliant CU also offers this for new credit card accounts.

New Contributor
Posts: 70
Registered: ‎04-07-2013

Re: 0 BT Fee Credit Card Transfers

Chase Slate is the best BT card IMO.

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)
Established Member
Posts: 15
Registered: ‎01-02-2012

Re: 0 BT Fee Credit Card Transfers

Coastal FCU in NC has a  0 BT fee, 0% interest card for BT greater than $600, but the balance has to be paid off in 6 months. It's called the Big Ticket card.

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