Are there still any 0% or just low balance transfer credit cards out there anymore? I have a FICO of 686. I have 8 cards totaling 28K in credit card debt, but one card of 11K is going up to 24% in 2 months. What to do or where to turN?
Addison Avenue CU has a 3.9% BT through 12/2010 with no BT fees, and 5.24% regular rate.
PenFed has a 4.99% BT for 24 months with $100 max fee, regular rate of 13.25%.
PSECU has a 3.9% BT through 12/2010 no BT fees, regular rate 9.9%.
NFCU has no special BT rate, but does have a regular rate as low as 7.9% with no cash or BT fees.
USAA has no special BT rate, but does have a regular rate as low as 8.9% with max $75 BT fee.
I would also look at a CU or possibly National City. They pull TU as far as I know.
IMHO with 28k of CC debt, I would look into a DMP program which would lower your interest rates.