0 CC debt tommorow!

[stephanieL]

Hey Guys Im 100% cc debt free as well, Havent got one SW email yet! Im waiting patiently.:-)

[lovely222]

This is so inspiring! Can't wait until I can say the same!!! Soon! CONGRATS!

[NikJ4]

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@LS2982 wrote:

I cannot wait!!! Let the score increases come one by one!!

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Super Congrats! Guess I need to knock mine out next.

[Chris123nTx]

Feels so good! With me at least, once i got debt under control, it would tak a lot to ever dig myself back in the hole. Of course life being what it is, keeping a debt free plan is work, but sooooooo worth it.

I had a landscape guy come out to my house yesterday and look at some drainage issues i have. It is going to take 4500 to fixit, and god knows i dont want to spend the cash, but point it, i do have it to spend and that feel wonderful.

Ciongrats

[Anonymous]

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@LS2982 wrote:

I wonder ifyou get points for how many of your accounts are zero'd out compared to those with balances (11 no bal / 1 with a bal)

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 Yes you do LS, FICO not only scores you on overall util, but you are also scored on how many accounts have balances, so the very best case scenario is, to have all CC paid to 0 and only one CC reporting 1-9% util.

You should see an increase since you have 12 cards, and 11 paid to 0, and the Crap1 with the 100 balance, that should have you at 1% util shouldn't it?

If that's the case, you should see a nice increase.

Keep us posted

[Anonymous]

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@LS2982 wrote:

I cannot wait!!! Let the score increases come one by one!!

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Congratulations!  I just accomplished this a week ago and I still feel great because of it.

[Uborrow-Upay]

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@LS2982 wrote:

I cannot wait!!! Let the score increases come one by one!!

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Congrats, LS2982!!  Awesome job!!

P.S.  And congrats to you, too, ptr2593!!