$0 Credit Card Debt!

[Anonymous]

Finally paid off all my credit card debt! I had a good month designing websites that I had extra money to put towards paying off my debt.

Military Star Card $1,396.51 PAID

USAA mastercard Platinum $409.11 PAID

USAA Mastercard rewards $200.00 PAID

PenFed Visa $881.33 PAID

NFCU nRewards Visa $38.00 PAID

NFCU Mastercard $702.42 PAID

All of them are now $0.00 Balance, and I'm just waiting for the next billing cycle to show on the credit report. Though I did pull $2K out of my savings to do this, hopefully it  was worth it.

All I have left is a $10K business loan and a $25K personal loan left to pay. However I'm adding $600 to the monthly payment to save on interest.

[casmith1980]

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@Anonymous wrote:

Finally paid off all my credit card debt! I had a good month designing websites that I had extra money to put towards paying off my debt.

Military Star Card $1,396.51 PAID

USAA mastercard Platinum $409.11 PAID

USAA Mastercard rewards $200.00 PAID

PenFed Visa $881.33 PAID

NFCU nRewards Visa $38.00 PAID

NFCU Mastercard $702.42 PAID

All of them are now $0.00 Balance, and I'm just waiting for the next billing cycle to show on the credit report. Though I did pull $2K out of my savings to do this, hopefully it  was worth it.

All I have left is a $10K business loan and a $25K personal loan left to pay. However I'm adding $600 to the monthly payment to save on interest.

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That is awesome!!!  Good job!!!!  Keep us posted, would love to know the credit score jump

[Anonymous]

Congratulations!!!!!!

You should def see an increase in your scores, however you would see an even better increase if you left a small balance (5.00) on one of your credit cards to show some util. Most people see their max scores with util 9% and below (My best scores are when I have 1%-4% util) I would reccomend charging a cup of coffee or something on one of your CC's and let that small bal report, your scores will be higher with a 1% util rather than a 0% util.

Congrats again!!

[Anonymous]

Sounds like good advice, i'll try that out!

[Anonymous]

UPDATE:

I called PenFed and asked if I can get a CL for my Visa from them which is only $2,500. They bumped it up to $10,000 no questions asked! They must have taken notice so quickly !

[fused]

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@Anonymous wrote:

UPDATE:

I called PenFed and asked if I can get a CL for my Visa from them which is only $2,500. They bumped it up to $10,000 no questions asked! They must have taken notice so quickly !

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Congrats and Hafa Adai!

[dallasjetfan]

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@Anonymous wrote:

Finally paid off all my credit card debt! I had a good month designing websites that I had extra money to put towards paying off my debt.

Military Star Card $1,396.51 PAID

USAA mastercard Platinum $409.11 PAID

USAA Mastercard rewards $200.00 PAID

PenFed Visa $881.33 PAID

NFCU nRewards Visa $38.00 PAID

NFCU Mastercard $702.42 PAID

All of them are now $0.00 Balance, and I'm just waiting for the next billing cycle to show on the credit report. Though I did pull $2K out of my savings to do this, hopefully it  was worth it.

All I have left is a $10K business loan and a $25K personal loan left to pay. However I'm adding $600 to the monthly payment to save on interest.

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That's awesome!!  I just paid off $15K since April and now have ZERO CC debt.  I will never have CC debt again.  I am done playing that game!!

[Red1Blue]

That is great. Congrats..

[poet]

Congratulations, Guam! I'm looking forward to getting back to zero again in a couple of months... and hope to refi the house and car, assuming the country doesn't go bankrupt first!

[Anonymous]

Awesome, Guam! Sounds like you're well on your way to being completely debt free!!!