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0% Interest Question - New Card?

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AAstra
Regular Contributor

0% Interest Question - New Card?

Hey All,

 

Looking for any information or opinions on the post here. So, I am looking to put an insurance premium for the year on a credit card (also moving into a new apartment) so I want to leave my cash freed up for that. I am looking to leave the premium on my card for a little while and just chip away at it, thus, the need for 0%. I bank with PNC and could get a card with them but have also been eyeing the Chase Sapphire to accompany my Freedom...not sure I want to pay that $95 AF though.

 

Lastly, I have the old Apple Visa Financing card with Barclay's...should I apply for a card with Barclay's and then transfer the CL from my Apple Financing? I believe Barclay's has a 0% intro period on the Arrival which would give me the ability to have 0% and a travel rewards card added to my portfolio.

 

Cheers!

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: 0% Interest Question - New Card?

The CSP is a great card, especially teaming up with your freedom, but I do not believe it is 0% interest in the first year.  There are a few other cards out there offereing 0% the first year if that's the route you want to go, Capital One Quicksilver for instance.  

Message 2 of 7
Anonymous
Not applicable

Re: 0% Interest Question - New Card?

Capital One Venture One is also 0% til next June I believe, and is also a travel rewards card.

Message 3 of 7
AAstra
Regular Contributor

Re: 0% Interest Question - New Card?

I ended up applying for the Venture card to add a travel rewards card to my portfolio. I know a lot of people with CapOne cards and none have been disappointed. 

 

Now, does anyone know if there is a way that I can use the line of credit before my card arrives? I have a purchase that I would like to use it for as this will give me the 20,000 point bonus.

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 4 of 7
Anonymous
Not applicable

Re: 0% Interest Question - New Card?

What was your venture line?
Message 5 of 7
OmarGB9
Community Leader
Super Contributor

Re: 0% Interest Question - New Card?

Unfortunately cap1 is not like Amex who will give you your account number right away.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 7
AAstra
Regular Contributor

Re: 0% Interest Question - New Card?

@kaylava Starting line is $10,000

@omargb9 bummer...just hoping it is here by next Friday.
FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 7 of 7
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