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Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

0% apr card?is this possible? perk of being employee?

it goes balance subject to apr/apr/and total for the year charged. 
Purchase $ 0.00 0.00% $ 0.00
Cash Advance $ 0.00 22.24%(v) $ 0.00
Balance Transfers $ 0.00 0.00% $ 0.00
(v) = Variable Rate

 

has anyone seen this or had this before. 

 

im getting more exited for my 90 day promotion to be up so i can pc my second card to this one. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: 0% apr card?is this possible? perk of being employee?

Um, what is the card?

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: 0% apr card?is this possible? perk of being employee?


Elcid89 wrote:

Um, what is the card?


its a citizens bank mastercard. i have two and the other card has an apr of 17.99

 

i looked through my past 4 statements and they all say 0%apr. so its not a glitch. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: 0% apr card?is this possible? perk of being employee?

No idea, but it's a heck of a deal. If it's legitmate, I'd jump all over it.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Regular Contributor
SportBike4Life
Posts: 123
Registered: ‎07-22-2012
0

Re: 0% apr card?is this possible? perk of being employee?

are you sure that it's not a promotional apr rate? many cards offe 0% apr for anywhere from 6 to 12 months.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: 0% apr card?is this possible? perk of being employee?


SportBike4Life wrote:

are you sure that it's not a promotional apr rate? many cards offe 0% apr for anywhere from 6 to 12 months.


it could be im not sure. 

my freedom has a promotional rate but it says exp nov 13 

this just says 0.00% apr.

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
jsucool76
Posts: 3,804
Registered: ‎12-11-2011
0

Re: 0% apr card?is this possible? perk of being employee?

There is an applied bank card (i knoe, right) that doesn't charge interest, instead you havr to pay a monthly maintenances fee. Lol.
;
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: 0% apr card?is this possible? perk of being employee?

LOL you make not have any interest charges if you havent used those categories... Have you used that card?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: 0% apr card?is this possible? perk of being employee?

May*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: 0% apr card?is this possible? perk of being employee?

Yes I've ran about. 1.5k through the card but never let it carry over
Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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