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0% credit cards

Contributor

0% credit cards

From what I see, the vast majority of the 0% APR cards (for 12+ months) are: Discover (but I already have a Discover card) Amex (I already have the "max" credit they will give out and they will not give me 0% on my current Blue card that I've had for 10 years) Citibank (already have a citibank card) BOA (already have two of them as they bought out MBNA) So anyone know what the odds are of getting "another" discover card, Citibank or BOA card? I suppose I could call Amex and see if they let me apply for one and just re-apportion my credit limit (I've got $17k limit on Blue) Score is currently 715, but my util is quite high (25%).
Finally made it to 813
Message 1 of 3
2 REPLIES
Regular Contributor

Re: 0% credit cards

since you already have an amex, i heard it was pretty easy to get a 2nd card from them if you want to
could always get a skymiles or depends on what kind of rewards you want
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 2 of 3
Regular Contributor

Re: 0% credit cards

First USA / Sony (also VW & Starbucks card from them are the same APR)
0% for 12 months
no annual fee
 
 
Pulaski Bank
0% for first 6 months
no annual fee
 
 
 
also, if you want a card from a credit union
 
CCCU is 0% for the first 6 months
10.9% after
 
 
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 3 of 3