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Contributor
creditballer
Posts: 125
Registered: ‎08-28-2007

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-03-2013 10:38 PM

Congrats...still in recon land...hopeful! 

flowfaster wrote:
webhopper wrote:

AMEX Approvals.jpg

Why did you app on the 31st?  That will cost you a year of backdating.  Not sure if you care though....

 

Last App Feb 10, 2013
EX -FICO 750 01-25-13
TU-FICO 781 (BBVA Approval Letter)
EQ- FAKO 747
Goal: 800
Message 41 of 56 (397 Views)
 
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Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-04-2013 09:52 AM

Fun thread!

 

This time of year is always Amex time. 

Message 42 of 56 (350 Views)
 
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Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-04-2013 06:55 PM

webhopper wrote:

AMEX Approvals.jpg

That's what I am talking about... PRO :smileysurprised:

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
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Ron1
Posts: 2,870
Registered: ‎05-23-2009

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-04-2013 07:14 PM

creditnocash wrote:
Ron1 wrote:

I applied for American Express Lowe's Business  Card and got approved for $9800. First I got denied because I reached the  max amount of Amex Cards. 

ron how many is too many then? 

 

did you just close a card or did they make an exception? 

 

 

I have 7. They closed my Hilton Amex to exchange for the Lowe's Business Amex.

 

 

Ron.

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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-04-2013 07:16 PM

Photobucket
Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
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Established Member
nash2vic
Posts: 20
Registered: ‎11-15-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-04-2013 09:29 PM

Yesterday I applied for BCP and I got approved. They gave me $2000 CL. And also I have my TrueErnings card from Costco with the same CL (12/11). Should i call them and ask for more?

Also i got Chase Freedom on 12/18/12 (5800 CL) and CITI Simplicity on 11/2/12 (5900 CL). In total I have 14 CC and 2 auto loans.

Starting Score: 660
Current Score: EX 736 (AMEX denial letter 03.15.13), TU FICO 725 (04/14/13), EQ ?
Goal Score: 750
Amazon Store Card 3500 - PayPal Credit 6000 - Discover More (IT) 6000 - AMEX TrueErn 2000 - AMEX BCP 2000 - CITI ATT 2200 - CITI Simplicity 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 3500 - CITI Shell 1200 - Chase INK 2000 - BofA Cash Siggy 5000
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Moderator
webhopper
Posts: 6,746
Registered: ‎09-16-2011

Re: 01/01/13 Who is apping for Amex? What is your profile?

[ Edited ]
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‎01-04-2013 09:51 PM - edited ‎01-04-2013 09:52 PM

nash2vic wrote:

Yesterday I applied for BCP and I got approved. They gave me $2000 CL. And also I have my TrueErnings card from Costco with the same CL (12/11). Should i call them and ask for more?

Also i got Chase Freedom on 12/18/12 (5800 CL) and CITI Simplicity on 11/2/12 (5900 CL). In total I have 14 CC and 2 auto loans.

 

My opinion is that you should call and ask for 6k limit on the True earnings. Then you can call later one and try to transfer some of the 6k to your BCP

you should have low utilization when you ask for the CLI
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Established Member
nash2vic
Posts: 20
Registered: ‎11-15-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

[ Edited ]
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‎01-04-2013 09:55 PM - edited ‎01-04-2013 10:01 PM

i tried to get CLI on that card on 11/17/12 and I got declined. Then i got letter in the mail (EX 751).

 

Yes, that was a problem. So now I have to wait for another 3 or 6 months. And Can I ask for 3x CLI on 61 day of my BCP?

 

Starting Score: 660
Current Score: EX 736 (AMEX denial letter 03.15.13), TU FICO 725 (04/14/13), EQ ?
Goal Score: 750
Amazon Store Card 3500 - PayPal Credit 6000 - Discover More (IT) 6000 - AMEX TrueErn 2000 - AMEX BCP 2000 - CITI ATT 2200 - CITI Simplicity 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 3500 - CITI Shell 1200 - Chase INK 2000 - BofA Cash Siggy 5000
Message 48 of 56 (243 Views)
 
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Established Contributor
rtw
Posts: 748
Registered: ‎05-01-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-05-2013 09:40 AM

Just got approved today for the BCP. Applied on 1/1. 8 inq. On my EX at time of app and only 1 was over a year old. Called in but could not get credit line yet.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 49 of 56 (193 Views)
 
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Moderator
webhopper
Posts: 6,746
Registered: ‎09-16-2011

Re: 01/01/13 Who is apping for Amex? What is your profile?

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‎01-05-2013 09:46 AM

armbenderc wrote:
webhopper wrote:

AMEX Approvals.jpg

That's what I am talking about... PRO :smileysurprised:

 

I couldn't have done that without my gardening... I had gotten rid of double digit inquiries by letting them age off... and had not apped for a new credit card since march 2012 (nfcu visa)
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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