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Regular Contributor
creditballer
Posts: 158
Registered: ‎08-28-2007

Re: 01/01/13 Who is apping for Amex? What is your profile?

Congrats...still in recon land...hopeful! 


flowfaster wrote:

webhopper wrote:

AMEX Approvals.jpg


Why did you app on the 31st?  That will cost you a year of backdating.  Not sure if you care though....


 




Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 753
Credit Karma = 769
USAA = 742
Goal: 800
Senior Contributor
Open123
Posts: 3,968
Registered: ‎02-23-2011

Re: 01/01/13 Who is apping for Amex? What is your profile?

Fun thread!

 

This time of year is always Amex time. 

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?


webhopper wrote:

AMEX Approvals.jpg


That's what I am talking about... PRO :smileysurprised:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Ron1
Posts: 4,698
Registered: ‎05-23-2009

Re: 01/01/13 Who is apping for Amex? What is your profile?


creditnocash wrote:

Ron1 wrote:

I applied for American Express Lowe's Business  Card and got approved for $9800. First I got denied because I reached the  max amount of Amex Cards. 


ron how many is too many then? 

 

did you just close a card or did they make an exception? 

 

 


I have 7. They closed my Hilton Amex to exchange for the Lowe's Business Amex.

 

 

Ron.

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

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Established Member
nash2vic
Posts: 23
Registered: ‎11-15-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

Yesterday I applied for BCP and I got approved. They gave me $2000 CL. And also I have my TrueErnings card from Costco with the same CL (12/11). Should i call them and ask for more?

Also i got Chase Freedom on 12/18/12 (5800 CL) and CITI Simplicity on 11/2/12 (5900 CL). In total I have 14 CC and 2 auto loans.


Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
Goal Score: 800

Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: 01/01/13 Who is apping for Amex? What is your profile?

[ Edited ]

nash2vic wrote:

Yesterday I applied for BCP and I got approved. They gave me $2000 CL. And also I have my TrueErnings card from Costco with the same CL (12/11). Should i call them and ask for more?

Also i got Chase Freedom on 12/18/12 (5800 CL) and CITI Simplicity on 11/2/12 (5900 CL). In total I have 14 CC and 2 auto loans.


 

My opinion is that you should call and ask for 6k limit on the True earnings. Then you can call later one and try to transfer some of the 6k to your BCP

you should have low utilization when you ask for the CLI

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Member
nash2vic
Posts: 23
Registered: ‎11-15-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

[ Edited ]

i tried to get CLI on that card on 11/17/12 and I got declined. Then i got letter in the mail (EX 751).

 

Yes, that was a problem. So now I have to wait for another 3 or 6 months. And Can I ask for 3x CLI on 61 day of my BCP?

 


Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
Goal Score: 800

Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012

Re: 01/01/13 Who is apping for Amex? What is your profile?

Just got approved today for the BCP. Applied on 1/1. 8 inq. On my EX at time of app and only 1 was over a year old. Called in but could not get credit line yet.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 698 (my FICO 07/08/14) TU: 693(07/08/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: 01/01/13 Who is apping for Amex? What is your profile?


armbenderc wrote:

webhopper wrote:

AMEX Approvals.jpg


That's what I am talking about... PRO :smileysurprised:


 

I couldn't have done that without my gardening... I had gotten rid of double digit inquiries by letting them age off... and had not apped for a new credit card since march 2012 (nfcu visa)

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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