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01/01/13 Who is apping for Amex? What is your profile?

tag
creditballer
Regular Contributor

Re: 01/01/13 Who is apping for Amex? What is your profile?

Congrats...still in recon land...hopeful! 


@flowfaster wrote:

@webhopper wrote:

AMEX Approvals.jpg


Why did you app on the 31st?  That will cost you a year of backdating.  Not sure if you care though....


 


Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Message 41 of 56
Open123
Super Contributor

Re: 01/01/13 Who is apping for Amex? What is your profile?

Fun thread!

 

This time of year is always Amex time. 

Message 42 of 56
armbenderc
Valued Contributor

Re: 01/01/13 Who is apping for Amex? What is your profile?


@webhopper wrote:

AMEX Approvals.jpg


That's what I am talking about... PRO Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 43 of 56
Ron1
Super Contributor

Re: 01/01/13 Who is apping for Amex? What is your profile?


@creditnocash wrote:

@Ron1 wrote:

I applied for American Express Lowe's Business  Card and got approved for $9800. First I got denied because I reached the  max amount of Amex Cards. 


ron how many is too many then? 

 

did you just close a card or did they make an exception? 

 

 


I have 7. They closed my Hilton Amex to exchange for the Lowe's Business Amex.

 

 

Ron.

Message 44 of 56
Repo-ed
Senior Contributor

Re: 01/01/13 Who is apping for Amex? What is your profile?

Photobucket
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 45 of 56
nash2vic
Valued Member

Re: 01/01/13 Who is apping for Amex? What is your profile?

Yesterday I applied for BCP and I got approved. They gave me $2000 CL. And also I have my TrueErnings card from Costco with the same CL (12/11). Should i call them and ask for more?

Also i got Chase Freedom on 12/18/12 (5800 CL) and CITI Simplicity on 11/2/12 (5900 CL). In total I have 14 CC and 2 auto loans.


Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
Goal Score: 800

Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
Message 46 of 56
webhopper
Moderator Emeritus

Re: 01/01/13 Who is apping for Amex? What is your profile?


@nash2vic wrote:

Yesterday I applied for BCP and I got approved. They gave me $2000 CL. And also I have my TrueErnings card from Costco with the same CL (12/11). Should i call them and ask for more?

Also i got Chase Freedom on 12/18/12 (5800 CL) and CITI Simplicity on 11/2/12 (5900 CL). In total I have 14 CC and 2 auto loans.


 

My opinion is that you should call and ask for 6k limit on the True earnings. Then you can call later one and try to transfer some of the 6k to your BCP

you should have low utilization when you ask for the CLI
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 47 of 56
nash2vic
Valued Member

Re: 01/01/13 Who is apping for Amex? What is your profile?

i tried to get CLI on that card on 11/17/12 and I got declined. Then i got letter in the mail (EX 751).

 

Yes, that was a problem. So now I have to wait for another 3 or 6 months. And Can I ask for 3x CLI on 61 day of my BCP?

 


Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
Goal Score: 800

Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
Message 48 of 56
rtw
Established Contributor

Re: 01/01/13 Who is apping for Amex? What is your profile?

Just got approved today for the BCP. Applied on 1/1. 8 inq. On my EX at time of app and only 1 was over a year old. Called in but could not get credit line yet.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 49 of 56
webhopper
Moderator Emeritus

Re: 01/01/13 Who is apping for Amex? What is your profile?


@armbenderc wrote:

@webhopper wrote:

AMEX Approvals.jpg


That's what I am talking about... PRO Smiley Surprised


 

I couldn't have done that without my gardening... I had gotten rid of double digit inquiries by letting them age off... and had not apped for a new credit card since march 2012 (nfcu visa)
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 50 of 56
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