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Trying to move up a notch from the first premiers (x2) and orchards (x2) I acquired in 07 (my first ‘new’ ccs in 7+ yrs as all prior ccs died in the land of chargeoffs/bad $ behavior). No apps in 08 until april. That yielded
Cap 1- 300 (going to auto CLI to @ least 500 on 4th statement and going to try backdoor # for another CLI before that). Hoping this hits 4 digit CL before the end of 08.
BA 99/500- 500; should graduate to 4 digit CL in 9 mos.
Target RED- 200; should auto CLI to 500 on 4th statement; would like to be 1 of the lucky 1s who gets the ‘visa conversion,’ but not counting on it
Last app for 08 will be either a Citibank or US Bank secured CC that I can put down 4 digits on b/c I’d like to set myself up w/a 4 digit CL and also position myself to dump first premiers/orchards in early 09.
Have sent myself to the concord/compulsive Apper/OCD Fico Checker Abstinence Lounge for the rest of 08. going back to repairing my reports through goodwill/disputes and letting current accts age.