1 card to rule them all =)

[Ailee92]

Anyone ever wish that they could just combine a bunch of card features to let you use one single card?

Personally I wouldn't care if they added all the annual fees together, I want to carry 1 card instead of my Ink + Sapphire + Freedom cards. I don't mind if it's $200 annual fee. The fact that I would have a slimmer wallet would be worth it for me. I really wish I could have a mileage plus select card but that's no longer avaliable.

[NonSufficientFunds]

The Wallaby Card is supposed to combine all your cards and automatically determine your best rewards.

I signed up for it a year ago, and the project is apparently still in "beta".  I haven't heard any buzz about it, so it's probably just vaporware.

https://walla.by/the-wallaby-card

[MamboItaliano]

But that would take the fun out of it. 

[NonSufficientFunds]

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@MamboItaliano wrote:

But that would take the fun out of it. 

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Well, maybe they could include a tiny sticker: "My other card is a Platinum"

[crunching_numbers]

The perfect card:
Low APR
Regular BT offers
BCP cash back setup for groceries, gas
Airport lounge access
Cash back at restaurants ( at least 3%, but 5% would be better)
No rewards cap
High CL

For a card like this I would pay quite a hefty AF.

[noober0x]

My first taker would be the first card with a high CL or Charge Card that offers 2.25% cash back.  I would pay any amount of AF for that, barring $50k+.  $49,999 AF, I'll take it.  XD.

Back on topic, that Wallaby card is looking really interesting.  Nifty idea.

[NonSufficientFunds]

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@noober0x wrote:

that Wallaby card is looking really interesting.  Nifty idea.

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I imagine the reasons for it taking so long to launch, is the infinite number of security hurdles they would need to negotiate.

It will be an amazing option, if they can get the cooperation of ALL credit card issuers (including their competitors)... We'll see.

[Ailee92]

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@crunching_numbers wrote:
The perfect card:
Low APR
Regular BT offers
BCP cash back setup for groceries, gas
Airport lounge access
Cash back at restaurants ( at least 3%, but 5% would be better)
No rewards cap
High CL

For a card like this I would pay quite a hefty AF.

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my dream card would be 2 Chase UR points for every purchase + 5 point rotating categories like Freedom I would pay $1,000 annual fee for that! I wouldn't care if I had 30% apr or no balance transfer offers since I have tricks up my sleeves on that subject 

[vn25]

So the wallaby card isn't actually real?? The site makes it sound like it's an actual live product

[NonSufficientFunds]

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@vn25 wrote:
So the wallaby card isn't actually real?? The site makes it sound like it's an actual live product

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It looks like their smart-phone app is real:

http://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-Rewards-There-s-an-App-for-that/td-p/2221445

but the actual card is still in beta development.