06-14-2013 11:13 AM
Anyone ever wish that they could just combine a bunch of card features to let you use one single card?
Personally I wouldn't care if they added all the annual fees together, I want to carry 1 card instead of my Ink + Sapphire + Freedom cards. I don't mind if it's $200 annual fee. The fact that I would have a slimmer wallet would be worth it for me. I really wish I could have a mileage plus select card but that's no longer avaliable.
06-14-2013 11:19 AM - edited 06-14-2013 11:21 AM
The Wallaby Card is supposed to combine all your cards and automatically determine your best rewards.
I signed up for it a year ago, and the project is apparently still in "beta". I haven't heard any buzz about it, so it's probably just vaporware.
06-14-2013 11:28 AM
But that would take the fun out of it.
06-14-2013 12:03 PM - edited 06-14-2013 12:08 PM
But that would take the fun out of it.
Well, maybe they could include a tiny sticker: "My other card is a Platinum"
06-14-2013 01:28 PM
06-14-2013 01:41 PM - edited 06-14-2013 01:42 PM
My first taker would be the first card with a high CL or Charge Card that offers 2.25% cash back. I would pay any amount of AF for that, barring $50k+. $49,999 AF, I'll take it. XD.
Back on topic, that Wallaby card is looking really interesting. Nifty idea.
06-14-2013 02:10 PM - edited 06-14-2013 02:11 PM
that Wallaby card is looking really interesting. Nifty idea.
I imagine the reasons for it taking so long to launch, is the infinite number of security hurdles they would need to negotiate.
It will be an amazing option, if they can get the cooperation of ALL credit card issuers (including their competitors)... We'll see.
06-14-2013 02:16 PM
The perfect card:
Regular BT offers
BCP cash back setup for groceries, gas
Airport lounge access
Cash back at restaurants ( at least 3%, but 5% would be better)
No rewards cap
For a card like this I would pay quite a hefty AF.
my dream card would be 2 Chase UR points for every purchase + 5 point rotating categories like Freedom I would pay $1,000 annual fee for that! I wouldn't care if I had 30% apr or no balance transfer offers since I have tricks up my sleeves on that subject
06-14-2013 04:51 PM
So the wallaby card isn't actually real?? The site makes it sound like it's an actual live product
It looks like their smart-phone app is real:
but the actual card is still in beta development.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.