07-02-2013 05:40 PM
Was late on my PRG a year or two ago by like 3 days. Completely forgot to pay it and didn't have autopay. They never contacted me and it's never been a problem.
07-02-2013 11:46 PM
Just got off an overnight flight and found my SPG AMEX was due yesterday! AGH! So mad... I called immediately and made a payment, but the rep said that the payment would show as being late within the AMEX system, but not reported to credit buearus.
Will this negatively impact my ability to do 6 month CLI with my SPG AMEX card?
It is best to always have an autopay minimum payment set up on every account. You can always pay more later but you will never be late. Good luck to you.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO