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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012

1 year?

Just got my discover card and it expires next Oct only a 1 year exp?

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 2,028
Registered: ‎03-30-2012

Re: 1 year?



I thought cards were good for at least 2...3 of my cards have 2014 exp dates while the others have 2015

Scores 10/12/2015 (clean reports!): TU Walmart FICO: 692 | EQ FICO: 662 | EX AMEX FICO: 645

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1950 | Target: $1400 | J.Crew $13,950
Regular Contributor
Posts: 204
Registered: ‎08-03-2010

Re: 1 year?

Call discover!!!!

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: 1 year?

afbar1114 wrote:
Just got my discover card and it expires next Oct only a 1 year exp?

My husband's expires in October  2016...    he was added as an AU back in March...  So um his card has a 4.5 yr exp


That's weird.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

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Valued Contributor
Posts: 1,343
Registered: ‎09-14-2012

Re: 1 year?

That's very odd.  I opened Discover in August and it expires in 2017.

Never take credit personally

Amex Business Platinum; Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $15,500; Chase Ink Cash $2,600; Chase Slate $10,900; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $5,000; Barclay Arrival Plus WEMC $15,000; Barclays Hawaiian Air Biz $20,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $20,000

Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012

Re: 1 year?

afbar1114 wrote:
Just got my discover card and it expires next Oct only a 1 year exp?

maybe they want to upgrade you in a year Smiley Wink


but yeah id call discover and see whats up. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 869
Registered: ‎07-04-2012

Re: 1 year?

I have some expiring in 2017... Something must be up with them
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011

Re: 1 year?

don't complain I rather get a fresh card every year and better for security imo =)

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011

Re: 1 year?

Usually Discover cards have a long life. 5 years max for each card.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)

Frequent Contributor
Posts: 362
Registered: ‎04-28-2012

Re: 1 year?

That's weird! I got mine a couple of weeks ago and it doesn't expire until 2017!

TU: 760 (10/13/15) | EQ: 758 (6/1/15) | EX: 763 (8/15/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $16,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)

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