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Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

1 year?

Just got my discover card and it expires next Oct only a 1 year exp?

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
injustifiiable
Posts: 1,843
Registered: ‎03-30-2012

Re: 1 year?

Hahah...really?

 

I thought cards were good for at least 2...3 of my cards have 2014 exp dates while the others have 2015

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010

Re: 1 year?

Call discover!!!!

Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: 1 year?


afbar1114 wrote:
Just got my discover card and it expires next Oct only a 1 year exp?

My husband's expires in October  2016...    he was added as an AU back in March...  So um his card has a 4.5 yr exp

 

That's weird.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012

Re: 1 year?

That's very odd.  I opened Discover in August and it expires in 2017.

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718

Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: 1 year?


afbar1114 wrote:
Just got my discover card and it expires next Oct only a 1 year exp?

maybe they want to upgrade you in a year :smileywink:

 

but yeah id call discover and see whats up. 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: 1 year?

I have some expiring in 2017... Something must be up with them
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: 1 year?

don't complain I rather get a fresh card every year and better for security imo =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: 1 year?

Usually Discover cards have a long life. 5 years max for each card.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012

Re: 1 year?

That's weird! I got mine a couple of weeks ago and it doesn't expire until 2017!

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 762 (4/6/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)

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