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Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

60 days and the system generate you a check?

Id request it and see what happens... but do not cash or spend I would say!!!

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To-Be-Continued
Posts: 197
Registered: ‎06-08-2011
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Since they are being persistent, Put it in a safe place your savings account. When they come looking for it and they will give it back and keep the interest.

 

 

TBC

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jmzd
Posts: 106
Registered: ‎08-05-2011
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

A banking error has been made in your favor


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JustMe77
Posts: 275
Registered: ‎05-27-2009
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

[ Edited ]

jmzd wrote:

A banking error has been made in your favor



+1

 

Or you won a contest you didn't know about, lol :smileyhappy:

 

In all seriousness, if the money is sent to you, do not cash it. Just send it back.

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learnin113
Posts: 541
Registered: ‎12-02-2011
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?


jmzd wrote:

A banking error has been made in your favor



What is this monopoly? :smileylol:

 

OP, please post a screen shot before this thread starts going south real fast :smileyvery-happy:

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CreditCrusader
Posts: 799
Registered: ‎09-27-2011
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?




What is this monopoly? :smileylol:

 

OP, please post a screen shot before this thread starts going south real fast :smileyvery-happy:


Starts? :smileyvery-happy:

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tinuviel
Posts: 4,875
Registered: ‎11-02-2010
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?


jmzd wrote:

A banking error has been made in your favor


 

Yes, but I guarantee you that they will eventually find the error and take it back. I'm not sure what they'll do if they actually cut you a check and you deposit it in the bank. There must be some sort of legal provisions for dealing with this, but as I'm not a lawyer, I don't know what those would be.


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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

If they cut you a check, they are certifying that they owe you this money, even if they eventually decide that they really don't.

It's most certainly a bank error, so I wouldn't spend that money at all, but the check does "need" to be cashed or there will be this large black cloud over that bank's accountant's head when they realize there is a check for that amount just floating out there.

 

What would I do? Deposit the check into an interest bearing account. Leave it there. Like, really leave it there.

At worst, they ask for the money back and the interest is yours.

 

Even at .035, the interest for one year is pretty damn sweet.

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espnjunkie
Posts: 728
Registered: ‎12-14-2011
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

you cannot just deposit a check for 100,000.00 into your personal account without explaining it. You would have to provide documentation of what it was for, tax forms, etc. A business account on the other hand...

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?


espnjunkie wrote:

you cannot just deposit a check for 100,000.00 into your personal account without explaining it. You would have to provide documentation of what it was for, tax forms, etc. A business account on the other hand...


It's not a personal check that this person is depositing, it's a check from a company.

The check would be self-explanatory.

Why is there a need for tax forms to deposit a check of $99,999? Is there something I missed? The check is the documentation.
If the person was depositing $100,000 in CASH, then they'd TRULY need an explanation. Not for a check.

 

And for a business account, the person would need to register the business just to open the account, whether it's an LLC, DBA, INC, etc... so that's just a waste.

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