7PM789 wrote:
This thread prompted me to sign in to my account because I'm right around the 4 month mark give or take a few days. I got an auto cli of $800.00, from $1,600.00 to$2,400.00 My usage is as follows... - I always go from checkout to the customer service desk and pif unless it's too late then I return within a day or two and pif. - I've never taken cashback or carried a balance. - My utilization has never went above %10. I decided to share because someone may find this data usefull.
Call the backdoor # now. Go for 5k!!! 
racer-x wrote:Man 'o man, you people never cease to amaze me...
So, as suggested, I just called the 'personal accounts' backdoor number and perhaps after hours, 9:30p.m. EST.
I explained why I would like a higher CL and that I feel that my credit is worthy for such increase. I requested $1600, 2x my current CL, and I was approved.
Whohooo!! Persistence pays off! Great job! Congrats!
I started with a $600 limit, after 3rd statement, I got an automatic increase to $900, called that day and got an increase to $2000.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
racer-x wrote:Man 'o man, you people never cease to amaze me...
So, as suggested, I just called the 'personal accounts' backdoor number and perhaps after hours, 9:30p.m. EST.
I explained why I would like a higher CL and that I feel that my credit is worthy for such increase. I requested $1600, 2x my current CL, and I was approved.
Congrats! never hurts to try.
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