02-21-2014 04:09 PM
Usually these FAKo gives me best deal, Like 4$/MO (Current Experian) 6$/month (Current EQ subscription)
myFico, is very expensive I feel. I guess like 54$ one time for report.
you don't really need to know your scores all the time.
just use a cheap / free service to monitor what's in your CR.
There's really no need to spend money to buy an actual report unless you are planning to apply for something significant, such as a mortgage or a large sum auto loan. Really no point buying reports just to apply for credit cards.
Besides, the best and only thing you can work on is what's in your report. There's nothing you can do about the score even if you know what it is.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO