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-14 point on my FICO

Frequent Contributor

-14 point on my FICO

I went on a mini app spreeSmiley Very Happy and I'm paying for it, my Neimans, Saks, and Alliant inquires have knocked me back 14 big ones. But it's cool...I'll get it back. Just watch it everyone. If you apply for too much in a short period of time they will slap you upside your **bleep** head.Smiley Sad
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Message 1 of 7
6 REPLIES
Moderator Emeritus

Re: -14 point on my FICO

Certainly could have been more. I usually take a hit of 20-25 points with each new CC reporting. Most of those points have returned by 6 months after it first reports with a remainder by one year.
Message 2 of 7
Frequent Contributor

Re: -14 point on my FICO

Yea...that's what i figured Smiley Sad BUT I'm very responsible with credit so all balances will remain low. Then in a few months's my scores will back to the levels before i applied. It was painful getting the e-mail notification that the haircut was taking place.Smiley Very Happy BUT I'LL LIVESmiley Very Happy

 

 

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Message 3 of 7
Regular Contributor

Re: -14 point on my FICO

i got hit with 13 on EQ with 3 cc's, 1w/500 c/l, 1 with 1000c/l, one with 1200 c/l. the inq. hit my EQ with NO score watch alert!!!!!!!
Message 4 of 7
Frequent Contributor

Re: -14 point on my FICO


keithc wrote:
i got hit with 13 on EQ with 3 cc's, 1w/500 c/l, 1 with 1000c/l, one with 1200 c/l. the inq. hit my EQ with NO score watch alert!!!!!!!

NO SCORE WATCH ALERT...........What's up with that myFICO you guys running a shady operationSmiley Wink Not giving alert like you state in the infomercial.Smiley Very Happy

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Message 5 of 7
Regular Contributor

Re: -14 point on my FICO

74king i got my scorewatch alert!! 1 inq. added +10 pts to 652!! go figure!!
Message 6 of 7
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Frequent Contributor

Re: -14 point on my FICO

That's cool.....thought myFICO was up to no good......lying like everyone else in their informercials.Smiley Very Happy
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Message 7 of 7