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Frequent Contributor
74king
Posts: 403
Registered: ‎04-08-2009

-14 point on my FICO

I went on a mini app spree:smileyvery-happy: and I'm paying for it, my Neimans, Saks, and Alliant inquires have knocked me back 14 big ones. But it's cool...I'll get it back. Just watch it everyone. If you apply for too much in a short period of time they will slap you upside your **bleep** head.:smileysad:
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: -14 point on my FICO

Certainly could have been more. I usually take a hit of 20-25 points with each new CC reporting. Most of those points have returned by 6 months after it first reports with a remainder by one year.
Frequent Contributor
74king
Posts: 403
Registered: ‎04-08-2009

Re: -14 point on my FICO

Yea...that's what i figured :smileysad: BUT I'm very responsible with credit so all balances will remain low. Then in a few months's my scores will back to the levels before i applied. It was painful getting the e-mail notification that the haircut was taking place.:smileyvery-happy: BUT I'LL LIVE:smileyvery-happy:

 

 

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Regular Contributor
keithc
Posts: 166
Registered: ‎05-22-2007

Re: -14 point on my FICO

i got hit with 13 on EQ with 3 cc's, 1w/500 c/l, 1 with 1000c/l, one with 1200 c/l. the inq. hit my EQ with NO score watch alert!!!!!!!
Frequent Contributor
74king
Posts: 403
Registered: ‎04-08-2009

Re: -14 point on my FICO


keithc wrote:
i got hit with 13 on EQ with 3 cc's, 1w/500 c/l, 1 with 1000c/l, one with 1200 c/l. the inq. hit my EQ with NO score watch alert!!!!!!!

NO SCORE WATCH ALERT...........What's up with that myFICO you guys running a shady operation:smileywink: Not giving alert like you state in the infomercial.:smileyvery-happy:

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Regular Contributor
keithc
Posts: 166
Registered: ‎05-22-2007

Re: -14 point on my FICO

74king i got my scorewatch alert!! 1 inq. added +10 pts to 652!! go figure!!
Frequent Contributor
74king
Posts: 403
Registered: ‎04-08-2009

Re: -14 point on my FICO

That's cool.....thought myFICO was up to no good......lying like everyone else in their informercials.:smileyvery-happy:
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares

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