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Established Contributor
TiggerDat
Posts: 1,013
Registered: ‎10-15-2011

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!


myjourney wrote:

All you can say is 

WoW

Cap 1 is changing all aspects of its business plans it would seem and congrats


NO they are not.  If they were changing truthfully we wouldn't have to go through the EO get things done!  Sorry to disagree with you!


Grow little seedling grow.

Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
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09Lexie
Posts: 24,414
Registered: ‎09-13-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!

New Contributor
Axa
Posts: 141
Registered: ‎02-20-2013

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!

You are officially on my hero list. Congratulations!!!


TU 759, EX 744, EQ 779
Current Focus: Gardening indefinitely
Goals: 800 Club, pay off auto loan in 2 years
Valued Contributor
daybreakgonesXe
Posts: 1,653
Registered: ‎11-17-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!


Axa wrote:

You are officially on my hero list. Congratulations!!!


Haha thanks everybody XD everyone on here is my hero, for posting such great information :smileyhappy: I wouldn't have learned about the Cap One EO at all, the unsecurin process being done to the Orchards, nor the ability to get a CLI on it!

 

Not to mention learning about the GECRB 4 month increases (I see you JCP; you're up next in May!)

 

Here's to healthy credit for everybody!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Valued Contributor
injustifiiable
Posts: 1,846
Registered: ‎03-30-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!

Holy crap! Now I think I'll write an email about my household card. lol

 

Congrats!

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!


bernhardtra wrote:

myjourney wrote:

All you can say is 

WoW

Cap 1 is changing all aspects of its business plans it would seem and congrats


NO they are not.  If they were changing truthfully we wouldn't have to go through the EO get things done!  Sorry to disagree with you!


Agree to disagree ....doesn't matter how they come ($$$$$$/CLI's ) just long as they come!  

What I see and this is just IMO cap1 started giving away money to its customers but now has also included its newly aquired customers as well in an attempt to satisfy all.

Be it underwriting,Csr,EO...all other companies take phone calls

CAP1 doesn't they take emails...Lol Works for me:smileyvery-happy:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Valued Contributor
daybreakgonesXe
Posts: 1,653
Registered: ‎11-17-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!


injustifiiable wrote:

Holy crap! Now I think I'll write an email about my household card. lol

 

Congrats!


Go for it! I aimed big, and it paid out!

 

Another poster I was reading decided to ask for $35,000! That's a little above and beyond for me, but hey, if they could get that or an excellent counter offer, more power toward him/her!

 

All the best :smileyhappy:

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!

Say what??!!!! 10k? 'Picks up jaw from floor' WOW! Way to go! Congrats!!!!
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Valued Contributor
daybreakgonesXe
Posts: 1,653
Registered: ‎11-17-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!


ObeyJohnny12 wrote:
Say what??!!!! 10k? 'Picks up jaw from floor' WOW! Way to go! Congrats!!!!

Lol!! Insane, right?! I nearly fainted at work when I saw it! Blew my mind XD

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Valued Contributor
injustifiiable
Posts: 1,846
Registered: ‎03-30-2012

Re: $1500 --> $10,000 Orchard Bank Card via Cap One EO!


daybreakgonesXe wrote:

Hey everybody!

 

So at the recommendation of zerobacan (hope i spelled that right...sorry dude!), decided to post my success with the Cap One EO and my Orchard Bank account.

 

Previously had a $1,500 limit, and this card was just recently UNSECURED in January, so I got my deposit back, as a thank-you for having a great history (with them and overall credit) and as a transition into Cap One this summer. Since I saw a few people having success on their formerly HSBC backed cards through the Cap One EO, decided to send off an e-mail on Friday. Fella called me yesterday afternoon, wasn't able to answer since I was working. Tried to call back that evening when I got out, and he already left. So, I left a voicemail and he was able to catch me this morning before I clocked into work! Had all the information in the e-mail that he needed, so he just asked if it was okay to take a hard pull (ouch, but hey, worth it!), and if he could leave a voicemail with the results. Haven't gotten a call back from him, I assume he's still working on the annual fee renewel.

 

But so far? BAM! CLI from $1,500 tooooooo $10,000!!!

 

Screen shot 2013-03-20 at 7.35.53 PM.png

 

Not sure what bureau they could've pulled yet...banking on Equifax since that seems to be the go-to bureau for Orchard Bank...however I locked myself out of the dispute application so I can't check it :smileysad: will try again with my confirmation code. If it's not equifax, I can't check TU or EX until my free services (CK,CS,credit.com) update :smileymad:

 

So for now, I'll keep my spade until I figure out if and what bureau was pulled :smileyvery-happy:

 

Best of luck to all those Orchard Bank/Household/HSBC account holders!!


What did you write in the message? Not really sure how to convey what I want nicely (mainly AF removal and CLI...) please PM! thanks.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750

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