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07-07-2013 11:32 AM
Cap 1 secured-650 limit
Cap 1 unsecured -750
Recently approved for a few cards
Amex BCE- approved for 3k
Citi Simplicity 4.5k.
Should the simplicity be my main card for rewards?
I believe i have enough cards for the next 5 years lol.
any constructive criticism?
Amex Freedom and Discover depending on "quarter rewards" and where you were shopping would be my go to cards and Amex would probably get my daily spending unless you bank with Chase or something and think the long term relationship would be better spending through them.
I would also close your secured card, send an email to exec office for your unsecured card and ask for AF to be waived forever if you have one and CLI up to your other cards (ask for $3-$5k) they will counter!
07-07-2013 12:00 PM
Whoa! Thats a nice collection and for only being 18. How did you do it? Im also 18 and so far have only managed to be an AU on my parent's cards which isnt that big but def. a step.
07-07-2013 03:29 PM
How I did it was I applied for the cap1 secured card along with the unsecured and was approved for both ... 500 limit on each.
After about 5-6 months i applied for a walmart discover card. approved.
Then moved on to discover it and chase. I am definately done applying for new cards for sure . I will join the garden as of today for the next 1 year.
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