18 years old

[Anonymous]

My first CC at the age of 18 (12 years ago) was a Sunoco gas card. Shortly after receiving it I maxed it out and never made a payment. I thought it was the best thing in the world. Thinking back I must say I was irresponsible and naive. After it was charged off I didn't get a CC until 2 years ago and that was a Fingerhut. Lessons learned!

[Anonymous]

I dont remember what CCC i had, but it was a Visa and I was a senior in high school (2000).  Don't know what happened to it, lost track after graduating and going in the Marines.

I do remember using it for the first time at a fair we had in our city every year...fun times!!

[Anonymous]

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@MissMoni223 wrote:

I actually had my very 1st credit card at 17.  I lied on the application, stating that I was 18 and low and behold they still gave me the card.  It was a JCPenney card. I learned some very valuable lessons from that situation.  I'm still with JCP, rebuilt my relationship with them 2 years ago, and my CL is $6,000. Live & LEARN!!! 

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What?! Don't CCC/CB check your birthday to validate information?! 

Never knew this was even remotely possible!

[Anonymous]

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@Anonymous wrote:

My first CC at the age of 18 (12 years ago) was a Sunoco gas card. Shortly after receiving it I maxed it out and never made a payment. I thought it was the best thing in the world. Thinking back I must say I was irresponsible and naive. After it was charged off I didn't get a CC until 2 years ago and that was a Fingerhut. Lessons learned!

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Looks like you're doing pretty well now!

[alkaline]

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@Anonymous wrote:

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@MissMoni223 wrote:

I actually had my very 1st credit card at 17.  I lied on the application, stating that I was 18 and low and behold they still gave me the card.  It was a JCPenney card. I learned some very valuable lessons from that situation.  I'm still with JCP, rebuilt my relationship with them 2 years ago, and my CL is $6,000. Live & LEARN!!! 

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What?! Don't CCC/CB check your birthday to validate information?! 

Never knew this was even remotely possible!

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I got a credit card offer in the mail in my name when I was probably around 8 years old or so! My parents wouldn't let me apply though... told me how bad credit cards are and never to get any... didn't stop me 10 years later

[tacpoly]

This was decades ago but I had an Amex charge card (no preset limit) and the Optima card basically when it first came out (~35K credit limit) and a Visa (~55K credit limit).

[Anonymous]

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@alkaline wrote:

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@Anonymous wrote:

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@MissMoni223 wrote:

I actually had my very 1st credit card at 17.  I lied on the application, stating that I was 18 and low and behold they still gave me the card.  It was a JCPenney card. I learned some very valuable lessons from that situation.  I'm still with JCP, rebuilt my relationship with them 2 years ago, and my CL is $6,000. Live & LEARN!!! 

---

What?! Don't CCC/CB check your birthday to validate information?! 

Never knew this was even remotely possible!

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I got a credit card offer in the mail in my name when I was probably around 8 years old or so! My parents wouldn't let me apply though... told me how bad credit cards are and never to get any... didn't stop me 10 years later

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Whaattt you are so lucky how the heck does that stuff happen.

[Anonymous]

Stuff like that happens a the time, lol. My 8-year-old brother got jury duty about 5 times in his life, and my 11-year-old sister got pre-approved for car insurance twice now. Checked their CRs, just in case of identity theft, but nope, all clean. So I don't even know how this is possible.

[Anonymous]

Blue cash from amex and the citi platinum dividend 

[Anonymous]

I bank with wells fargo and since the day I turned 18 they have been bugging me to sign up for a student cc. Well a year later they finally got me! That was my only card for the next two years and it had no rewards program whatsoever.