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Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 07:07 AM

how do you had them increase from 1250 to 6k ????what did you tell them ????? 

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

Message 11 of 39 (789 Views)
 
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Established Contributor
maiden_girl
Posts: 1,168
Registered: ‎12-29-2011

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 07:09 AM

nicholasyud wrote:

how do you had them increase from 1250 to 6k ????what did you tell them ????? 

I suppose the conversation would start out like this: "I'm rich b****!!" hehe :smileyvery-happy:

 

NICE INCREASE!

 

The truth is out there...
FICO scores: 707 (EQ) 702 (EX) 711 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 3k | Chase Freedom 4.5k
Message 12 of 39 (786 Views)
 
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Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 07:18 AM

maiden_girl wrote:
nicholasyud wrote:

how do you had them increase from 1250 to 6k ????what did you tell them ????? 

I suppose the conversation would start out like this: "I'm rich b****!!" hehe :smileyvery-happy:

 

NICE INCREASE!

 

Probably so :smileyhappy:

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

Message 13 of 39 (776 Views)
 
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Regular Contributor
youngman1234
Posts: 230
Registered: ‎02-27-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 06:29 PM

They saw my usage and credit limits on other cards.... This month boa raised me from 17.5k to 26k... I ran almost 50-75k though them.. I charge a lot mostly for business... That's why guys... I'm gardening now I swear I'm maxed with what's banks will give me... They keep asking now why u want more credit..cus report always says 0 balance...lol


By the way guys thanks to you all I bought a BMW yesterday !!!!!
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
Message 14 of 39 (699 Views)
 
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Valued Contributor
jsucool76
Posts: 2,737
Registered: ‎12-11-2011

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 06:39 PM

CreditScholar wrote:
distantarray wrote:

 

HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

lol true enough

I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Message 15 of 39 (691 Views)
 
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webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 06:41 PM

congrats!  Thats a nice limit from Discover :smileyhappy:

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 16 of 39 (683 Views)
 
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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 06:41 PM

wow... they really like to budge the limit haha

 

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Message 17 of 39 (682 Views)
 
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Frequent Contributor
wallyworld123
Posts: 431
Registered: ‎01-04-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 07:27 PM

congrats thats awesome news.

Message 18 of 39 (656 Views)
 
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Valued Contributor
CreditScholar
Posts: 1,515
Registered: ‎01-22-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 09:29 PM

jsucool76 wrote:
CreditScholar wrote:
distantarray wrote:

 

HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

lol true enough

I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit. 

I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

 

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 19 of 39 (607 Views)
 
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HiLine
Posts: 2,108
Registered: ‎10-19-2012

Re: 1k to 15k in 11 months...IT Pays to discover !!!

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‎10-23-2012 10:20 PM

CreditScholar wrote:
jsucool76 wrote:
CreditScholar wrote:
distantarray wrote:

 

HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

lol true enough

I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit. 

I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

 

 

I would say 25k is a gigantic credit limit, but if you have a realistic need for a higher limit you could give them a call and see what happens. 

---> HiLine's personal finance blog - Follow my journey!  :smileylol:

Message 20 of 39 (582 Views)
 
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