Credit Cards

[CreditScholar]

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HiLine wrote:

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CreditScholar wrote:

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jsucool76 wrote:

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CreditScholar wrote:

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distantarray wrote:

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HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

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lol true enough

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I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

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40k annual spending on just ONE of your cards is quite a bit. 

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I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

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I would say 25k is a gigantic credit limit, but if you have a realistic need for a higher limit you could give them a call and see what happens. 

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I don't really need a higher limit than that. 25k for that card is plenty, although at some point I might ask for a CLI on my CSP. $12,700 is a bit low for my liking.

[HiLine]

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CreditScholar wrote:

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HiLine wrote:

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CreditScholar wrote:

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jsucool76 wrote:

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CreditScholar wrote:

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distantarray wrote:

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HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol

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lol true enough

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I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

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40k annual spending on just ONE of your cards is quite a bit. 

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I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

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I would say 25k is a gigantic credit limit, but if you have a realistic need for a higher limit you could give them a call and see what happens. 

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I don't really need a higher limit than that. 25k for that card is plenty, although at some point I might ask for a CLI on my CSP. $12,700 is a bit low for my liking.

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I have no doubt Chase will do their best to match the United card's limit for you. If you pull the trigger, let us know how it goes

[SportBike4Life]

Discover still won't budge on my credit limit of a measly $1,000 because I'm under 21... 

[SubseaEngineer]

I did the same thing as Youngman and got from $1,000 in January to $4,000 in June, and $7500 in August.

[CS800]

Nice CLI's. Were they HP's?

I thought I was lucky when they pushed me from $6500 to $13500 on my 6 month mark.

[HiLine]

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SportBike4Life wrote:

Discover still won't budge on my credit limit of a measly $1,000 because I'm under 21... 

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What's your current level of spending on the card? If you can prove to them you're a big client, they will fulfill your requests more readily.

[SubseaEngineer]

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HiLine wrote:

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SportBike4Life wrote:

Discover still won't budge on my credit limit of a measly $1,000 because I'm under 21... 

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What's your current level of spending on the card? If you can prove to them you're a big client, they will fulfill your requests more readily.

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This is absolutely correct.  When I hit that 6 month mark, with a $1,000 CL, and $4K - $5K per month in charges (get up to $900 and pay down, get up to $900 and pay down, over and over and over again), it was easy for them to give me a big jump.

[LS2982]

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youngman1234 wrote:
I got a discover more card last year in Nov 2011 since then at 6 months they gave me 1250. Then at 7 months I called in they increased it to 6750... At 8 months they increased it to 7000... Today at just a lil shy of 11 months limit is now 15k !!!!

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CONGRATS!!!

They consistantly deny me. I've had the card since March and it's stuck at 1k. Refuse to use it until they increase it.

[youngman1234]

Thanks.... I'm hoping to get it to 20-25 by march.... I spend like Crzy on it... Already charged more than 15,000 and have been making payments to just open it to charge again... Lol

[JusdoNit]

Congrats and nice system you got going there