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Contributor
Posts: 86
Registered: ‎07-02-2008
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1st Premier & Orchard CRA Updates

Hello everyone,

 

Am I correct that my 1st Premier card, payment date of Feb 8th,  will update with the CRAs 10 days after the payment due date?

 

With regard to Orchard, I just paid them to lower my utilization.  Am I correct that they report on the last day of the month vs. the last business day?  

 

Thanks for any help.


Starting Score 1/1/10: TU: 495 EQ: 597
Current Score 9/20/10: TU: 634 EQ: 673
Goal Score 6/1/10: TU: 600+ EQ: 650+


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Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
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Re: 1st Premier & Orchard CRA Updates

Bump
Frequent Contributor
Posts: 328
Registered: ‎09-01-2009
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Re: 1st Premier & Orchard CRA Updates

I would like to see this response too.  I paid off my Orchard card early last month from maxed out to 0 balance and I am waiting on scorewatch aler .  I also gained a $100 cli. 


Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

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Contributor
Posts: 86
Registered: ‎07-02-2008
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Re: 1st Premier & Orchard CRA Updates

Kiwill -

 

I found this thread.  Scroll down to the last post.

 

Did you ask Orchard for the CLI?


Starting Score 1/1/10: TU: 495 EQ: 597
Current Score 9/20/10: TU: 634 EQ: 673
Goal Score 6/1/10: TU: 600+ EQ: 650+


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 328
Registered: ‎09-01-2009
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Re: 1st Premier & Orchard CRA Updates

Yes, I asked for the CLI.  They happily do so in very tiny steps.

Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

Take the FICO Fitness Challenge
PROUD MEMBER OF THE 700 CLUB!
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