Reply
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
0

Re: 1st date... Whip out the Discover?


GoldenloveNY wrote:
What is "CSP"?

Cash Spending Preference.

 

Lol jk :smileywink:

 

Chase Sapphire Preferred

Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: 1st date... Whip out the Discover?


SwiftTone wrote:

Point about the Hooters card orrr....??


Lol.  You'd use Freedom at Hooters then right?

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
GoldenloveNY
Posts: 243
Registered: ‎02-29-2012
0

Re: 1st date... Whip out the Discover?

Oh, okay! Thanks!
Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Regular Contributor
GoldenloveNY
Posts: 243
Registered: ‎02-29-2012
0

Re: 1st date... Whip out the Discover?

LOL
Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Senior Contributor
youngandcreditwrthy
Posts: 6,204
Registered: ‎08-16-2012
0

Re: 1st date... Whip out the Discover?

Ive always admired Discvr and Amex long before I knew what it took to get one... I remember the first time I saw a CSP in person....boy was she a beauty! Lol :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
p-
Posts: 2,612
Registered: ‎06-05-2008
0

Re: 1st date... Whip out the Discover?

 

You should whip out your Kardashian Prepaid Kard.  If she sticks around after that, she's definitely not a gold digger.

  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
p-
Posts: 2,612
Registered: ‎06-05-2008
0

Re: 1st date... Whip out the Discover?


GoldenloveNY wrote:
True, especially if you have the Amex Zync..it's legendary now!

I call it the "White Buffalo" card.  :-D

  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: 1st date... Whip out the Discover?


TilltedBrim wrote:

Why do I feel that whipping out the Discover More on the first date wouldn't be very impressive?   :smileyindifferent: 


Cash is never a bad choice, just make sure you aren't low on cash... 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
injustifiiable
Posts: 1,857
Registered: ‎03-30-2012
0

Re: 1st date... Whip out the Discover?

I've also noticed I don't carry as much cash as I used to.

 

All the places I go to on a regular basis take plastic. Now that I think about it, the only place I go to on that doesn't take plastic is the little bodega around the corner where I go to buy cigarettes. I think I only go to withdraw $$ maybe once or twice a month, and maybe for $40-$60 at a time.

 

I also use Mint.com, which helps me track spending. Since the website pulls credit card tranactions in, it gives me a better idea of what I spend my money on.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Established Contributor
cashnocredit
Posts: 1,012
Registered: ‎07-18-2009
0

Re: 1st date... Whip out the Discover?

[ Edited ]

Take your date to Denny's then (try to) pay with a $25 coin.

 

You can actually buy a legal $25 US coin from the government mint but it will cost around $600. They are made of platinum, weigh about 1/4 oz, are roughly the same color and size as a quarter. Even though it is clearly, but in a tiny font, marked $25 US, in all likelihood the waiter will think you are trying to pull some sort of fast one so be prepared with regular cash or CC with a little extra tip for the hassle.  Guaranteed to make an impression on your date.

 

Though not, perhaps, the one you might want.

 

 

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+