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Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: 1st date... Whip out the Discover?


maiden_girl wrote:

jsickz32 wrote:

Madman94044 wrote:

A lot of places don't take discover...I ran into this problem recently at a restruant.  The waitress opened the check folder and said we don't take Discover, nobody at the table was impressed :smileyindifferent:


only place ive come accross that doesnt take discover is KFC lol 


I always run into this problem all the time! And people wonder where I go shopping that they only accept VISA and Mastercard. I've decided to switch my spending to my Chase card due to this. Larger limit and more widely accepted. At least I won't be running a balance everywhere.

 


since i cant cook i like going to random restaurants i find while driving around and i have yet to find one that wont take amex or discover.

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Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012

Re: 1st date... Whip out the Discover?

Yeah, this is my issue with Discover, it's not as widely accepted as Visa or MasterCard 

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: 1st date... Whip out the Discover?


jsickz32 wrote:

maiden_girl wrote:

jsickz32 wrote:

Madman94044 wrote:

A lot of places don't take discover...I ran into this problem recently at a restaurant.  The waitress opened the check folder and said we don't take Discover, nobody at the table was impressed :smileyindifferent:


only place ive come accross that doesn't take discover is KEF lol 


I always run into this problem all the time! And people wonder where I go shopping that they only accept VISA and Mastercard. I've decided to switch my spending to my Chase card due to this. Larger limit and more widely accepted. At least I won't be running a balance everywhere.

 


since i cant cook i like going to random restaurants i find while driving around and i have yet to find one that wont take amex or discover.


Eating out daily can be EXPENSIVE! I know how to cook...But I just didn't ever feel like..until I looked about my eating out costs. I was spending around 25 to 30 bucks a day on fast food. I haven't completely stopped eating out but I don't eat out as much now and cook more food.

 

The truth is out there...
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Regular Contributor
shadow2k
Posts: 108
Registered: ‎01-04-2008

Re: 1st date... Whip out the Discover?

Credit card for the dinner, and cash for the tip.  

 

It's rarely the card/money that makes the difference, but it doesn't hurt to show you have both.  She noticed what card I used (she has nice cards of her own), and she noticed the crisp stack of 20's I whipped out when I left the tip.  When I asked her about it, she basically said that any guy can scrounge up a bunch of impressive stuff for one night, but that how I treated the staff (including tipping in cash) was a better indicator of who I actually was, and was far more impressive to her.  

 

My friends still think my car played a role.  :smileytongue:

Frequent Contributor
LTomBerry
Posts: 398
Registered: ‎08-02-2011

Re: 1st date... Whip out the Discover?

[ Edited ]

1. Use whatever card gives you the most cashback at restaurants.

2. If you don't have any good restaurant rewards, pick one based on whatever has been already said here.

3. If you're gonna use cash, different denominations might send different messages:

    $5, $10, $20 bills: You are a normal person

    $100 bills: You're either loaded or trying too hard to show off (possibly $50s as well)

    $1 bills: You must go to strip clubs a lot (if you have a big stack of singles)

    $2 bills: You are a connoisseur!


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Regular Contributor
TilltedBrim
Posts: 123
Registered: ‎09-25-2011

Re: 1st date... Whip out the Discover?


shadow2k wrote:

Credit card for the dinner, and cash for the tip.  

 

It's rarely the card/money that makes the difference, but it doesn't hurt to show you have both.  She noticed what card I used (she has nice cards of her own), and she noticed the crisp stack of 20's I whipped out when I left the tip.  When I asked her about it, she basically said that any guy can scrounge up a bunch of impressive stuff for one night, but that how I treated the staff (including tipping in cash) was a better indicator of who I actually was, and was far more impressive to her.  

 

My friends still think my car played a role.  :smileytongue:  Nice car eh'..... Please do tell.  What do you drive?


 

 

After falling off the wagon while in the garden... And going 2 for 4 on a drapping spree I've finally received my coveted Discover More. And now I'll limp back to the garden.
New Contributor
pinoyscorpion951
Posts: 60
Registered: ‎09-03-2012

Re: 1st date... Whip out the Discover?

When in doubt.... Whip it out. Credit card I mean.
Regular Contributor
SportBike4Life
Posts: 123
Registered: ‎07-22-2012

Re: 1st date... Whip out the Discover?

I would whip out the card that best reflects your current financial situation. :smileywink:

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012

Re: 1st date... Whip out the Discover?


LTomBerry wrote:

1. Use whatever card gives you the most cashback at restaurants.

2. If you don't have any good restaurant rewards, pick one based on whatever has been already said here.

3. If you're gonna use cash, different denominations might send different messages:

    $5, $10, $20 bills: You are a normal person

    $100 bills: You're either loaded or trying too hard to show off (possibly $50s as well)

    $1 bills: You must go to strip clubs a lot (if you have a big stack of singles)

    $2 bills: You are a connoisseur!


Funny story about $2 bills.  In the small city I used to live in there was a strip club that only gave out $2 bills as change, so you'd be tipping double what you normally would.  Great business strategy.  The only problem was, when people paid in normal establishments with $2 bills, everyone knew exactly where they came from.  With the $1 bills, at least you can assume the person is a waiter/waitress, or someone else tip based. 

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Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: 1st date... Whip out the Discover?

+1 cashnocredit!
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