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1st decent offer since started rebuilding last year

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j_casteel
Valued Contributor

1st decent offer since started rebuilding last year

Got my first decent offer in the mail since I started rebuilding. (I've gotten pre approved for my NFCU cards before getting those, but that's a little different IMO).

I got a "preselected" offer from BoA for the Americard 12mos 0% on purchases and BT's and then 18.99% after that.

Guess it's another step in the right direction. For me.

Thanks,

j_casteel
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 9
8 REPLIES 8
john398
Senior Contributor

Re: 1st decent offer since started rebuilding last year

Congrats, that does seem nice

Message 2 of 9
09Lexie
Moderator Emerita

Re: 1st decent offer since started rebuilding last year

Message 3 of 9
DaniBananiie
Established Contributor

Re: 1st decent offer since started rebuilding last year

 
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Message 4 of 9
myjourney
Super Contributor

Re: 1st decent offer since started rebuilding last year


@j_casteel wrote:
Got my first decent offer in the mail since I started rebuilding. (I've gotten pre approved for my NFCU cards before getting those, but that's a little different IMO).

I got a "preselected" offer from BoA for the Americard 12mos 0% on purchases and BT's and then 18.99% after that.

Guess it's another step in the right direction. For me.

Thanks,

j_casteel

WTG 

Your moving in the right direction and the mail will quickly fill up so be ready to pick and choose Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 9
j_casteel
Valued Contributor

Re: 1st decent offer since started rebuilding last year

Thanks everyone...I figured they were wanting to offer me something considering I've had a mortgage with them since 2007 and just now finally started getting refinance offers from them so I think they've been softing me.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 6 of 9
JonStur
Established Contributor

Re: 1st decent offer since started rebuilding last year

Way to go!!!


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 7 of 9
j_casteel
Valued Contributor

Re: 1st decent offer since started rebuilding last year

The cash rewards card they offer isn't too bad, but I don't think the offer they gave me has any rewards. I wonder if I were to go for it, and approved if I could PC to the 123 cash rewards card?  Neither have an AF.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 8 of 9
j_casteel
Valued Contributor

Re: 1st decent offer since started rebuilding last year

eff it, pulled the trigger.....

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 9
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