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Established Contributor
armbenderc
Posts: 880
Registered: ‎09-11-2012

2 / 3 Approved, I am done.

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‎09-16-2012 09:48 AM

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)
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Mega Contributor
LS2982
Posts: 15,096
Registered: ‎04-09-2011

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 09:50 AM

armbenderc wrote:

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?

CONGRATS!!!

 

You can try to recon BCE but usually AMEX decisions stick unless whatever it is they declined you for is inaccurate.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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Valued Contributor
jsucool76
Posts: 2,737
Registered: ‎12-11-2011

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 09:55 AM

Congrats on freedom and cash rewards. 

 

Remember to activate any of the in store bonus deals on perk central for the cash rewards card. They aren't that great, but you never know :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Frequent Contributor
adavis425
Posts: 425
Registered: ‎02-14-2012

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 10:01 AM

Congrats! Amex may be difficult, but you'll never know if you don't ask. They can only say no. I'd go for it.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


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Established Contributor
calihlove75
Posts: 724
Registered: ‎05-16-2012

Re: 2 / 3 Approved, I am done.

[ Edited ]
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‎09-16-2012 10:23 AM - edited ‎09-16-2012 10:24 AM

armbenderc wrote:

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?

What was the reason for the denial?
100% Ficos: EX 743, TU 743, Walmart TU fico 749, EQ 744
Inquiries last 1 year/6 months: EX-2/0, TU- 5/0, EQ-1/0~
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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Established Contributor
armbenderc
Posts: 880
Registered: ‎09-11-2012

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 10:53 AM

calihlove75 wrote:
armbenderc wrote:

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?

What was the reason for the denial?

when I click on detail, the site shows error. So I dont know. 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)
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Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 11:18 AM

Maybe your denial was made in error? Crosses fingers for ya


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 07:37 PM

go ahead and app for Zync i guess....one inquiry for both :smileyvery-happy:

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

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Valued Contributor
bichonmom
Posts: 3,138
Registered: ‎05-05-2011

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 07:41 PM

nicholasyud wrote:

go ahead and app for Zync i guess....one inquiry for both :smileyvery-happy:

You can't do this. After an Amex denial, you can't app again for 30 days. They will automatically void any app.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 741 | TU FICO 745 (Walmart) | EX FAKO 768 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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Frequent Contributor
adavis425
Posts: 425
Registered: ‎02-14-2012

Re: 2 / 3 Approved, I am done.

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‎09-16-2012 08:07 PM

bichonmom wrote:
nicholasyud wrote:

go ahead and app for Zync i guess....one inquiry for both :smileyvery-happy:

You can't do this. After an Amex denial, you can't app again for 30 days. They will automatically void any app.

Even more reason to call for recon. Why waste a HP?

 

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


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