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2 / 3 Approved, I am done.

Valued Contributor

2 / 3 Approved, I am done.

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 1 of 13
12 REPLIES
Mega Contributor

Re: 2 / 3 Approved, I am done.


armbenderc wrote:

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?


CONGRATS!!!

 

You can try to recon BCE but usually AMEX decisions stick unless whatever it is they declined you for is inaccurate.

 




EQ FICO 548 3/3/16
Message 2 of 13
Super Contributor

Re: 2 / 3 Approved, I am done.

Congrats on freedom and cash rewards. 

 

Remember to activate any of the in store bonus deals on perk central for the cash rewards card. They aren't that great, but you never know Smiley Tongue 

Message 3 of 13
Established Contributor

Re: 2 / 3 Approved, I am done.

Congrats! Amex may be difficult, but you'll never know if you don't ask. They can only say no. I'd go for it.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 4 of 13
Established Contributor

Re: 2 / 3 Approved, I am done.


armbenderc wrote:

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?


What was the reason for the denial?
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 5 of 13
Valued Contributor

Re: 2 / 3 Approved, I am done.


calihlove75 wrote:

armbenderc wrote:

Cap Cash Rewards 2k

Chase Freedom 2k

Amex BCE - denied. 

 

Should I call for recon?


What was the reason for the denial?

when I click on detail, the site shows error. So I dont know. 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 6 of 13
Valued Contributor

Re: 2 / 3 Approved, I am done.

Maybe your denial was made in error? Crosses fingers for ya


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 13
Valued Contributor

Re: 2 / 3 Approved, I am done.

go ahead and app for Zync i guess....one inquiry for both Smiley Very Happy


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 8 of 13
Senior Contributor

Re: 2 / 3 Approved, I am done.


nicholasyud wrote:

go ahead and app for Zync i guess....one inquiry for both Smiley Very Happy


You can't do this. After an Amex denial, you can't app again for 30 days. They will automatically void any app.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 9 of 13
Established Contributor

Re: 2 / 3 Approved, I am done.


bichonmom wrote:

nicholasyud wrote:

go ahead and app for Zync i guess....one inquiry for both Smiley Very Happy


You can't do this. After an Amex denial, you can't app again for 30 days. They will automatically void any app.


Even more reason to call for recon. Why waste a HP?

 

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 10 of 13