2 Capital One Cards, 2 Credit Limit Increases in 10 mins

[GalaxyStars]

So these were my first unsecured credit cards.

Capital One Platinum and Capital One QS1, both originally $300 credit limits.

Today I decided to hit the luv button, and got $500 increase on BOTH.

So now QS1 is $800 and $800 for Platinum as well.

Cards are only 4 months old, and under credit steps, will this effect that increase?

[Anonymous]

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@GalaxyStars wrote:

So these were my first unsecured credit cards.

Capital One Platinum and Capital One QS1, both originally $300 credit limits.

Today I decided to hit the luv button, and got $500 increase on BOTH.

So now QS1 is $800 and $800 for Platinum as well.

Cards are only 4 months old, and under credit steps, will this effect that increase?

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First of all, Congratulations on the CLIs ! Capital One is good in that way..they reward responsible spending and also timely payments.

I'm assuming you are asking a question as to whether the CLI will result in Credit Score increase. It's hard to tell without knowing other factors like - utilization, Average Age, other cards (secured, may be) and your history...it's hard to say how much of a score increase you might get.

[ErikaC1]

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@GalaxyStars wrote:

So these were my first unsecured credit cards.

Capital One Platinum and Capital One QS1, both originally $300 credit limits.

Today I decided to hit the luv button, and got $500 increase on BOTH.

So now QS1 is $800 and $800 for Platinum as well.

Cards are only 4 months old, and under credit steps, will this effect that increase?

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Congrats!

You should still get the credit steps increase according to what they said on the credits steps letter. 

[Anonymous]

I think OP was referring to the Credit Steps program Cap1 has for rebuilders...

I had the same question about getting a boost from $1k to $3k at 91 days and various people have said that the mid-term CLI will not affect your credit steps bump. Goodluck!

[Anonymous]

You will still get the credit steps increase once the 6th statement cuts. Congrats!