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2 Citi CLI Success

Valued Member

2 Citi CLI Success

I just went online to try for a cli on my two citi cards to help with utilization.

 

First I tried on the Citi Forward (was nervous since utilization was at 82%):

 

Requested $1,000, was given an automatic $800....no hard pull.  From $4,600 to $5,400.

 

 

Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):

 

Requested $1,100, and was approved without a hard pull.  From $6,440 to $7,540.

Citi Forward $6K l Citi Double Cash $7K l Chase Sapphire Preferred $10.3K l Discover IT $12K l Chase Freedom $5K l Chase United 10k l Chase Slate 7.2k l Amex Hilton HHonors $12.1K l NFCU GoRewards Visa 16.6K l Barclay US Airways World Mastercard $8K
Message 1 of 12
11 REPLIES
Established Contributor

Re: 2 Citi CLI Success

Congrats



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 2 of 12
Established Contributor

Re: 2 Citi CLI Success


DailyDriver wrote:

I just went online to try for a cli on my two citi cards to help with utilization.

 

First I tried on the Citi Forward (was nervous since utilization was at 82%):

 

Requested $1,000, was given an automatic $800....no hard pull.  From $4,600 to $5,400.

 

 

Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):

 

Requested $1,100, and was approved without a hard pull.  From $6,440 to $7,540.



Now thats an odd limit. lol. CONGRATS on you CLI!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 3 of 12
Valued Contributor

Re: 2 Citi CLI Success


gettnthere wrote:

DailyDriver wrote:

I just went online to try for a cli on my two citi cards to help with utilization.

 

First I tried on the Citi Forward (was nervous since utilization was at 82%):

 

Requested $1,000, was given an automatic $800....no hard pull.  From $4,600 to $5,400.

 

 

Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):

 

Requested $1,100, and was approved without a hard pull.  From $6,440 to $7,540.



Now thats an odd limit. lol. CONGRATS on you CLI!


+1

 

As of 2017, rebuilding...
Message 4 of 12
Established Contributor

Re: 2 Citi CLI Success

Congrats on the cli

Message 5 of 12
Valued Member

Re: 2 Citi CLI Success


gettnthere wrote:

DailyDriver wrote:

I just went online to try for a cli on my two citi cards to help with utilization.

 

First I tried on the Citi Forward (was nervous since utilization was at 82%):

 

Requested $1,000, was given an automatic $800....no hard pull.  From $4,600 to $5,400.

 

 

Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):

 

Requested $1,100, and was approved without a hard pull.  From $6,440 to $7,540.



Now thats an odd limit. lol. CONGRATS on you CLI!


Yea, it was originally an auto CLI.  But I missed a payment by a day...it does not show on my credit report, but APR went from 12.4% up to 28.7% and my CL decreased. I believe it was originally $6,750 or $6,800 (never went over, but utilization was higher).

Citi Forward $6K l Citi Double Cash $7K l Chase Sapphire Preferred $10.3K l Discover IT $12K l Chase Freedom $5K l Chase United 10k l Chase Slate 7.2k l Amex Hilton HHonors $12.1K l NFCU GoRewards Visa 16.6K l Barclay US Airways World Mastercard $8K
Message 6 of 12
Established Contributor

Re: 2 Citi CLI Success

congrats I'm jealous of your cards.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 7 of 12
Established Member

Re: 2 Citi CLI Success

Congrats!  I have the same cards as you and I tried a couple of months ago for a CLI but no go.  I did however get an APR reduction on my Forward card from 17.99 to 13.99%.   


Starting Score: 579
Current Score: FICO EQ659,EX682,TU725
Goal Score: 750


Take the FICO Fitness Challenge
Message 8 of 12
Established Contributor

Re: 2 Citi CLI Success

Congrats!!!

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 9 of 12
Established Contributor

Re: 2 Citi CLI Success

Congrats!

 

 

Didn't know Citi Had a World MC Dividend Card.  All they show is Visa.

Message 10 of 12