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Established Contributor
Posts: 556
Registered: ‎08-30-2013
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Re: 2 Citi Secured Cards...

Can you be declined for a CitI secured card opened at the branch?

Valued Contributor
Posts: 1,087
Registered: ‎07-18-2009
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Re: 2 Citi Secured Cards...

Yep.



I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Valued Contributor
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Registered: ‎07-23-2012
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Re: 2 Citi Secured Cards...

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
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47%(OUCH!!)
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Amex Zync(Unicorn)
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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: 2 Citi Secured Cards...


creditnocash wrote:

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents


+1

 

This is true. Also, I wouldn't advise on two secured cards. I think one is enough to establish credit. Also try to one that doesn't have a deposit cap.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 677
Registered: ‎10-02-2007
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Re: 2 Citi Secured Cards...

[ Edited ]

 

I wanted two because the credit limits are lowish (5k) max.  I also wanted two because Citi is my primary bank and after I have the 10k (combined bet the two cards) I will have a good amount of cash on hand with Citi (65k) so i wont be strapped

 

There is somethinng I want to buy for 9200.00 and I wanted to use those two cards to get it, obviously I can pay it off right away, but wanted to "show" I have the ability to do so.

 

I cannot get one card with a 10k limit so that's another reason I needed two

 

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