cancel
Showing results for 
Search instead for 
Did you mean: 

2 Citi Secured Cards...

tag
Credit-hoarder
Valued Contributor

Re: 2 Citi Secured Cards...

Can you be declined for a CitI secured card opened at the branch?

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 11 of 15
cashnocredit
Valued Contributor

Re: 2 Citi Secured Cards...

Yep.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 12 of 15
creditnocash
Valued Contributor

Re: 2 Citi Secured Cards...

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 13 of 15
maiden_girl
Valued Contributor

Re: 2 Citi Secured Cards...


@creditnocash wrote:

@OP andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents


+1

 

This is true. Also, I wouldn't advise on two secured cards. I think one is enough to establish credit. Also try to one that doesn't have a deposit cap.

As of 2017, rebuilding...
Message 14 of 15
Andy77
Valued Contributor

Re: 2 Citi Secured Cards...

 

I wanted two because the credit limits are lowish (5k) max.  I also wanted two because Citi is my primary bank and after I have the 10k (combined bet the two cards) I will have a good amount of cash on hand with Citi (65k) so i wont be strapped

 

There is somethinng I want to buy for 9200.00 and I wanted to use those two cards to get it, obviously I can pay it off right away, but wanted to "show" I have the ability to do so.

 

I cannot get one card with a 10k limit so that's another reason I needed two

 

Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.