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2 Citi Secured Cards...

Established Contributor

2 Citi Secured Cards...

 

 

Has anyone opened two Citi secured cards at same time?  Or has anyone had two at the same time?

 

Will they allow two to be opened?

 

I have one that is due to graduate next may and I wanted to open two more with 5k deposits on each

 

 

Thanks

Message 1 of 15
14 REPLIES
Valued Contributor

Re: 2 Citi Secured Cards...

I didn't even know Citi offers secure cards. All I ever see are their upper tier cards for excellent credit. What  cards are they? (secured)

Message 2 of 15
Established Contributor

Re: 2 Citi Secured Cards...

Yes they do, its a Silver Mastercard.  Go to branch and get paper application and fill out if you want one.

CL bet 200 and 5k in a 18 month CD

You cannot add funds to the CD once its established

APR is high, above 18 %

I think 20 day grace

29.00 annual fee

Message 3 of 15
Valued Contributor

Re: 2 Citi Secured Cards...


Andy77 wrote:

 

 

Has anyone opened two Citi secured cards at same time?  Or has anyone had two at the same time?

 

Will they allow two to be opened?

 

I have one that is due to graduate next may and I wanted to open two more with 5k deposits on each

 

 

Thanks


If citi is willing to graduate the secured card then they obviously trust you plus you have a positive payment history with them.  Why wouldn't you just try and apply for a unsecured card? 

Message 4 of 15
Established Contributor

Re: 2 Citi Secured Cards...

 

 

I can't get a regular card with them now...4 yr old bk...so my thought was to get (2) secured cards, 5k each, let them graduate then do (2) PC's

Message 5 of 15
Valued Contributor

Re: 2 Citi Secured Cards...

@Andy77: RATS!! They closed the Citibank in my town late last year and I have no idea how far away the next nearest one is. Probably a good thing though since I've been advised to stand pat with what I have for a while. But it's good to know they do offer a SC.

Message 6 of 15
Senior Contributor

Re: 2 Citi Secured Cards...

How long has it tooken for your card to graduate?

Message 7 of 15
Valued Contributor

Re: 2 Citi Secured Cards...

Citi is one of the few lenders that doesn't allow secure cards to be obtained online. They must be obtained at a branch only. I think Wells Fargo does this too.

As of 2017, rebuilding...
Message 8 of 15
Established Contributor

Re: 2 Citi Secured Cards...

It takes 18 months to graduate

Message 9 of 15
Senior Contributor

Re: 2 Citi Secured Cards...

Great! Cant wait to open my Checking acct with them looks like Im lucky to have one 13 mins away from my home. 

#MakingProgress

Message 10 of 15