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2 Citi Secured Cards...

Valued Contributor

Re: 2 Citi Secured Cards...

Can you be declined for a CitI secured card opened at the branch?

Message 11 of 15
Valued Contributor

Re: 2 Citi Secured Cards...

Yep.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 12 of 15
Valued Contributor

Re: 2 Citi Secured Cards...

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 13 of 15
Valued Contributor

Re: 2 Citi Secured Cards...


creditnocash wrote:

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents


+1

 

This is true. Also, I wouldn't advise on two secured cards. I think one is enough to establish credit. Also try to one that doesn't have a deposit cap.

As of 2017, rebuilding...
Message 14 of 15
Established Contributor

Re: 2 Citi Secured Cards...

 

I wanted two because the credit limits are lowish (5k) max.  I also wanted two because Citi is my primary bank and after I have the 10k (combined bet the two cards) I will have a good amount of cash on hand with Citi (65k) so i wont be strapped

 

There is somethinng I want to buy for 9200.00 and I wanted to use those two cards to get it, obviously I can pay it off right away, but wanted to "show" I have the ability to do so.

 

I cannot get one card with a 10k limit so that's another reason I needed two

 

Message 15 of 15