Reply
Established Contributor
Credit-hoarder
Posts: 521
Registered: ‎08-30-2013
0

Re: 2 Citi Secured Cards...

Can you be declined for a CitI secured card opened at the branch?

Established Contributor
cashnocredit
Posts: 1,024
Registered: ‎07-18-2009
0

Re: 2 Citi Secured Cards...

Yep.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Valued Contributor
creditnocash
Posts: 2,237
Registered: ‎07-23-2012
0

Re: 2 Citi Secured Cards...

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: 2 Citi Secured Cards...


creditnocash wrote:

@op andy 

 

any reason why you only want citi cards? no reason too put all your eggs in one basket ... just my 2cents


+1

 

This is true. Also, I wouldn't advise on two secured cards. I think one is enough to establish credit. Also try to one that doesn't have a deposit cap.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Andy77
Posts: 600
Registered: ‎10-02-2007
0

Re: 2 Citi Secured Cards...

[ Edited ]

 

I wanted two because the credit limits are lowish (5k) max.  I also wanted two because Citi is my primary bank and after I have the 10k (combined bet the two cards) I will have a good amount of cash on hand with Citi (65k) so i wont be strapped

 

There is somethinng I want to buy for 9200.00 and I wanted to use those two cards to get it, obviously I can pay it off right away, but wanted to "show" I have the ability to do so.

 

I cannot get one card with a 10k limit so that's another reason I needed two

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+