11-09-2012 07:21 PM
Just a guess here, but I think that upgrade matrix (cards available to upgrade, what features you want, etc) they might go ahaed and do the hard pull. I was always under the impression it was soft if you had been a member.
11-09-2012 07:23 PM
This doesn't add up to what I've read on here. I thought if you're a card member already, it's a SP on denied and a HP on approval.
I am planing to app in mid/end of 2013. I would like to know more.
Exactly, that's why I posted this...it's contrary to what is being discussed on this site...
11-09-2012 07:50 PM
Yeah I'm not sure the issue. A quick call to AMEX might enlighten the situation.
11-09-2012 08:00 PM
11-10-2012 10:40 AM
So how did you app? Logging in and apply? or did it as a new member?