Madman94044 wrote:
Applied and was instantly denied a couple of days ago for BCE card. Amex HP'd both EQ and EX...
I thought t would only be a SP for denial since I've had the Amex Gold for a fee months now.
Any thoughts?
They usually check EX before any others but they may have not liked what they say on EX and went and checked EQ after. AmEx likes to see a year with their cards before they can be upgraded as well. Their charge cards are a foot in the door but they don't carry the same weight as having their Credit Cards so you may have to wait the year before you can get the BCE card. I also heard the BCE is not one of their easier cards to get that the Delta is easier to get but that is only what I have read I don't have the Delta card so I can't tell you one way or another. I can tell you that I received the BCE card before I applied for their charge card and that they only pulled EX for me.
-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
