04-23-2009 06:39 PM - edited 04-23-2009 06:40 PM
When my file was 2 years old (a year ago) I got:
Saks World Elite MC and store account
PenFed Visa Rewards
04-23-2009 07:09 PM
I have one credit card joint. one credit line. Used 6% of blance. I am immigration. New here, and my score 716.
Sounds familiar . I just started with a credit card of my bank. I waited a bit too long for my next cards, if I look at wmarat's post. After the first card, it's usually not so difficult anymore.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.