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Called this morning to get a GLI and they declined me!
@YoungEntrepeneur wrote:
I am going to call them next week and ask for a CLI. It has been 3 months since my last CLI in December. They gave me a $2,500 CLI in December which brought my CL to $4.8k. I was very surprised especially since I don't use the card as much as others do. I try to use it every 3 months and buy cologne from one of their local stores.
So the trick to a good GLI is not to shop there but once every few months. Good to know, in that case I am taking my wifes card away from her today.
I actually need to use my card. It's been empty since July -- bought two shirts at Macy's Herald Square, lol.
They just downgraded me back to the Red from the Plat -- this was expected. This is my oldest TL, so I can't let it go. I haven't asked for a CLI on it, but it sits at 2.5k. I don't think I've ever had more than 750 on it.
I'm sure I can find SOMETHING to buy at Macy's, but I've been in an anti-shopping mode for a few months. Maybe after I buy something I'll actually call for a GLI. LOL!
simonlarano wrote:
tell the CSR that you're looking to buy new mattresses (new stock just came in) and furniture from Macy's. that's always a good reasonable excuse.
That's the term Macy's uses for credit line increases.