03-01-2009 04:39 PM - edited 03-01-2009 04:58 PM
03-01-2009 04:41 PM
03-01-2009 04:50 PM
My Macys credit limit is a measley 100.00, i just concerned at how they are treating my account. Since they granted me this small credit line, i dont have any bad items in my credit report, just a collection for 200. My other balances are pretty high, but i am getting them down, i just wondering if it would be worth it to ask for a GLI!
Do they look at your account activity, is it a hard pull of soft pull?
03-01-2009 05:04 PM
03-01-2009 05:11 PM - edited 03-01-2009 05:12 PM
03-01-2009 05:20 PM
03-01-2009 06:49 PM
I actually saw higher GLIs (relatively speaking) when I had at or near $0 balances for both Macys and Bloomies. My last round of GLIs came with about $300-$500 balances that extended beyond 3-4 months old (balances were higher) and my spending for the past year was about $3000 for Macys (in fairness, $2000 of that was for a bed) and for Bloomies, my spending for the year was about $700 with about $500 of that in the past 2-3 months.
DID ANYONE HAVE A BALANCE ON THEIR CARD WHEN THEY ASK FOR THE GUIDELINE INCREASE? ALSO HOW MUCH WAS YOU SPENDING PER MTH?
03-01-2009 08:34 PM
What was the guideline increase with the balance on your macy card?Message Edited by elaine829 on 03-01-2009 07:57 PM
03-02-2009 01:35 AM
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