Credit Card Center Advertiser Disclosure†
03-03-2009 08:02 AM
03-03-2009 08:25 AM - edited 03-03-2009 08:29 AM
Called this morning to get a GLI and they declined me!
03-03-2009 10:45 AM
03-03-2009 11:07 AM
I am going to call them next week and ask for a CLI. It has been 3 months since my last CLI in December. They gave me a $2,500 CLI in December which brought my CL to $4.8k. I was very surprised especially since I don't use the card as much as others do. I try to use it every 3 months and buy cologne from one of their local stores.
So the trick to a good GLI is not to shop there but once every few months. Good to know, in that case I am taking my wifes card away from her today.
03-03-2009 11:12 AM
I actually need to use my card. It's been empty since July -- bought two shirts at Macy's Herald Square, lol.
They just downgraded me back to the Red from the Plat -- this was expected. This is my oldest TL, so I can't let it go. I haven't asked for a CLI on it, but it sits at 2.5k. I don't think I've ever had more than 750 on it.
I'm sure I can find SOMETHING to buy at Macy's, but I've been in an anti-shopping mode for a few months. Maybe after I buy something I'll actually call for a GLI. LOL!
03-03-2009 11:22 AM
03-03-2009 11:44 AM
tell the CSR that you're looking to buy new mattresses (new stock just came in) and furniture from Macy's. that's always a good reasonable excuse.
03-03-2009 11:45 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.