Credit Cards

[Want2BDebtFreeNow]

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Jlu wrote:

Just continue the never ending process of chasing your tail while corporations feed off of the sweat and tears of your labor.

Makes you feel good huh? 

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I don't blame anybody for my poor decisions. None of the credit card companies put a gun to my head and said you need to spend money that you don't have or live way beyond your means so I take full responsibility for my actions

[TNTransplant]

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Jlu wrote:

Just continue the never ending process of chasing your tail while corporations feed off of the sweat and tears of your labor.

Makes you feel good huh? 

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Was this really necessary? 

At least he is being responsible and has a plan to pay it off - many in his situation would undoubtedly file BR.

OP, good luck with your plan. 

[Middleswarth]

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TNTransplant wrote:

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Jlu wrote:

Just continue the never ending process of chasing your tail while corporations feed off of the sweat and tears of your labor.

Makes you feel good huh? 

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Was this really necessary? 

At least he is being responsible and has a plan to pay it off - many in his situation would undoubtedly file BR.

OP, good luck with your plan. 

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+10000000

Don't blame someone else for your own (fill in with your favorite adjective).

[Jlu]

Hey that comment of mine was not directed at anyone. It was just a general observation. I wish OP best of luck! <3

[Want2BDebtFreeNow]

I didn't take it that way.

[webhopper]

Good luck to you!

[Want2BDebtFreeNow]

Well here we are near the end of 2012. All of the payments that are due in December have already been made.  I've had some setbacks but keep on trucking....   My roommate lost his job and decided to move out, I decided I didnt want a new roommate so I am going to just keep paying the rent by myself until the end of the lease (Aug 2013)

Before 

Card # 1 - $7,020.69 (7.9%)

Card # 2 - $4,828.40 (14.9%)

Card # 3 - $4,471.72 (13.24%)

Card # 4 - $4,336.85 (10.24%)

Card # 5 - $3,013.29 (13.9%)

Card # 6 - $2,965.69 (10.24%)

Card # 7 - $1,752.14 (13.24%)

Card # 8 - $   808.50 (19.99%)

Card # 9 - $   206.38 (0.0%)

Loc   # 1 - $2,506.81(15.99%)

TTL           -$31,910.47

After 

Card # 1 - $7,085.20 - 7.9%

Card # 2 - $4,871.92 - 16.99% This is the card that I used to take the cash advance to pay off the negative equity on the car (which I sold to carmax)

Card # 3 - $4,287.00  - $2,283.61 @ 22.99% & $2,003.39 @ 13.24%

Card # 4 - $4,172.40 - 10.24%

Card # 5 - $2,873.19  - 10.24%

Card # 6 - $2,867.22  - 13.9% 

Card # 7 - $1,182.83 - @ 13.24%

Card # 8 - $804.00 - 0% until Dec 2013 with equal payments

TTL -          -$28,143.76

Progress since last post of $3,766.71.

Wish it could be more but a little bit at a time! 

[HiLine]

Wow it's been a long journey! Good luck on your adventure. I'm sure you'll get there. Just remember to always make payments on time, then apply the rest of the available money towards the card with the highest interest rate.

[TNTransplant]

You're doing great.  I appreciate that fact that you're making the effort to pay this all off, rather than taking another route.  Keep up the good work. 

[Want2BDebtFreeNow]

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TNTransplant wrote:

You're doing great.  I appreciate that fact that you're making the effort to pay this all off, rather than taking another route.  Keep up the good work. 

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Thanks. I am trying! I am really hopping that by the end of 2013 it will all be gone. It's amazing how hard it can be to get out of debt.