Posts: 12,952
Registered: ‎04-15-2011

2012 myFICO Fitness Challenge Wrap Up

New thread for the myFICO fitness challenge.  This is where you can list your accomplishments and your words of encouragement for those to follow.  Hoping the best for you and yours and many Happy Dances for the coming year.


2012 myFICO wrap up

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 2,992
Registered: ‎10-02-2012

Re: 2012 myFICO Fitness Challenge Wrap Up

[ Edited ]

Happy Holidays!


I started the year without a credit score, ended with nice limits and good rewards.


Make your payments on time and in full. Prove yourself a good customer, banks will reward you with high limits and great rewards.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    

     $17k          $8.5K          Closed          $19k         $6.5k           $18k        $6.7k          $5k         Closed       $8.5k        Closed      @2.49%
Posts: 3,064
Registered: ‎10-19-2012

Re: 2012 myFICO Fitness Challenge Wrap Up

You want to post your accomplishments here it seems:



I will post mine after a bunch of my accounts cut the statements in the next few days :smileyhappy:

Regular Contributor
Posts: 237
Registered: ‎06-27-2011

Re: 2012 myFICO Fitness Challenge Wrap Up

This year I broke my first 1k limit. Got into the Amex family. Broke 750 TU FICO. Went from $2150 in revolving credit to $8000 in revolving credit.

Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

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