2014 is here, what are your credit plans?

[Josh2942]

Ive switched to my AMEX blue card as my daily driver just because I want to try and get large credit limit increases. I paid all my other cards except My Bestbuy and BarclayAppleFinancing because I want to show a good payment history with Barclay and Citi so I can up my BestBuy card to a reward master and app for Barclay world mastercard in 2 years and recieve a high innitial limit. So do you my fellow myfico members have a daily card or any future plans to app or even to pay down your exisiting debt.

[chwebb1]

My only plans at the moment are to get a CLI on my Ring, and to get a Barclaycard Arrival. And maybe in December of this year, ask AmEx for an APR reduction on my BCE. I'd also like to get my BCE up to $5000 so that my Blue Sky has some company . I've almost decided for sure to upgrade my BCE to a BCP in June, too. And I may possibly ask Citi for a CLI if it'll be a SP.

[ptilda]

Pay consistently, double or tripple my current total credit, get my securred cards unsecured, get my scores above 720.

[newUser0]

I wish to get a Citi Card before end of 2014

[Josh2942]

Great goals man! 

[Josh2942]

You can do it man! and remember! Its only debit if you ar deffult! Pay no matter what and before 2015 those secure cards will be toast

[megaman1]

To get CLIs for Amex BCE, Discover It, and Chase freedom

[Josh2942]

Great goal! any particular reason it has to be Citi?

[DigitalArk]

It's a really good question for me. Maybe I should PC goRewards to a Visa instead of MC and apply for BCE, then downgrade CSP and arrival to no AF versions... In that case, I would have a Visa and a MC with no foreign transaction fees.

[DigitalArk]

It could be better for me to PC my goRewards to Flagship, so I would have a Visa signature with no foreign transaction fee after I downgrade CSP to CS. Hmm...still thinking...