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App'd and approved for Freedom just before the bonus went from $200 to $100 (WHEW!).
Plan for 2014 though... really just garden. I'm happy with my current crop of cards and their CLs are usable (mostly). But if I do get the trigger finger on doing things... I'll:
Hi, my plans are to continue to garden, pay down my utl to 0, wait for my approved mortgage modification to be corrected on my CR (Barclays denied me because of it), get the last 2 baddies removed (waiting on PFDs), and maybe try Barclays again later in the year.
I am looking forward to increasing my scores and graduating my secured NFCU card.
Great thread!!!
lg
1. Get my BOA secured to become unsecured plus cli by the end of may with hopefully no hp
2. Get a cli on my barclay rewards card at 6 month mark in june
3. Get a cli on qs one at 6 month mark in june
4. Garden all year than app spree jan 1st, 2015 for discover it, chase freedom, amex prg
1. To use just 1 CC & to stop chasing rewards!
@L-TWT wrote:1. To use just 1 CC & to stop chasing rewards!
Why's that? Free money is always good .
@chwebb1 wrote:
@L-TWT wrote:1. To use just 1 CC & to stop chasing rewards!
Why's that? Free money is always good .
Your right, free money is always good, that's why all my CC's offer cash rewards. But I found myself juggling CC's just to gain more rewards, which over time is not REALLY worth it. Because 1-5% will not break or make me financially!
With my bankruptcy discharge hitting the two year mark at the end of February, my credit card goals are to get a Signature Visa, increase my credit lines, and work on lowering my APR's. Another goal is get a decent rate for a c ar loan.
My main goal for 2014 is to make sure I never get into the situation where I had to declare bankruptcy.
What kind og GE cards do you have? Limits?
hopefully somebody doesnt flash a black card around! you will deffintely get jealous lol! Stay in the garden!
I finished my rebuild around the early part of last year, so I have all of the cards that were on my wish list. That was a huge accomplishment for me! Now my goals are to:
I'm very pleased with my current crop of cards and I want to continue nurturing them.