Discover It increased from $8.5K to $28K
BCP went from $12K to $24K
Sallie Mae went from $10K to $19K
@thelethargicage wrote:Discover It increased from $8.5K to $28K
BCP went from $12K to $24K
Sallie Mae went from $10K to $19K
congrats, I'm so jealous
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
@Anonymous wrote:Looking back, it's a bit surprising at how willing I've become to pay annual fees. At the end of 2014, PRG was my only AF card, and it was in its first year (with the AF waived). My plan was to close it and use my no-AF BCE instead.
I've paid the AF on PRG for year 2, on EDP for year 1, and don't plan to close any of the Chase cards with waived fees.
So I've gone from 1 AF card that I planned to close to 5 AF cards I plan to keep. I do think I get great value from my AF cards.
congrats. I'm with you on that one. I did downgrade me PRG to the green, but I'm still paying that $300 AF on the Diners Elite because it's a hidden TL. Plus I have a ton of AF cards too. I'll be consolidating all my chase cards in 2016 after they are at least one year old
COngrats on your success 12njoy!!!!
2015 was a great success for me too, I was able to open a lot of new accounts this year
Chase Marriott- 8.5k
Ebates- 10K
Fidelity Amex- 9k
Penfed Cash- 1k
Penfed Platinum- 14K
PNC- 15K
Penfed LOC- 5K
USAA- 6K
US Airways- 10k
Plus I was able to get CLI to 20k+ on my NFCU Platinum and Cash Rewards and BOA Cash rewards and Discover is currently at 11.5K
Time for me to chill out!!!
@Mellon wrote:COngrats on your success 12njoy!!!!
2015 was a great success for me too, I was able to open a lot of new accounts this year
Chase Marriott- 8.5k
Ebates- 10K
Fidelity Amex- 9k
Penfed Cash- 1k
Penfed Platinum- 14K
PNC- 15K
Penfed LOC- 5K
USAA- 6K
US Airways- 10k
Plus I was able to get CLI to 20k+ on my NFCU Platinum and Cash Rewards and BOA Cash rewards and Discover is currently at 11.5K
Time for me to chill out!!!
I see you had a wonderful year as well. Christmas came early 
@Anonymous wrote:My biggest surprise just happened. Approved for a $7500 PLOC with BECU. No hard pull, didn't ask for income, didn't ask for housing cost and, other than eSigning the loan agreement, no docs.
Congrats. I forgot to post another 2015 surprise
CAPTOOL - My personal credit trainer 
No pain, no gain
@willwar14 wrote:12njoy, if you don't mind my asking what are your VISA/MCs you have with Sync? and limits? I know you posted it somewhere here but I can't find it lol.
Walmart Mastercard 20k
ebates Visa 20k
Paypal Mastercard 20k
TJX Mastercard 20k
BP Visa 10k
Old Navy Visa 10k
Oh boy where to even begin...lol. I went from having sub 600 scores in January of this year to scores in the low 700s, with only EX below 700 (sitting at 690 still...grrr). I went from two credit cards totaling a measly $2,300 to seven cards across multiple great lenders totaling $22,200 in credit.
Since June when I found this site till now I've acquired:
Chase Freedom - $1,200 (auto CLI to $2,400 couple of days ago)
Barclays Rewards - $2,000 (highest SL at the time; instantly approved and used to do a BT)
Capital One Venture - $10,000 (highest SL and CL to date; also my first visa sig!)
Chase Southwest Premier Rapid Rewards - $3,000 (instant approval and highest SL to date)
American Express Premier Rewards Gold - NPSL (first ever Amex card, applied on a bit of a whim and honestly didn't think I'd get approved. But I got instant approval with a 690 EX)
I also grew my QS that I had in January from $300 to $1,300 ($500 through luv button, $500 through credit steps). My first CC, my WF Platinum, with its plain vanilla 1% back started at $1,200 when I was first approved, and I got steady auto luv throughout these past couple of years. $1,200--->$1,500--->$2,000--->$3,500.
I never used to care much about credit. I mean I knew it was important, but I didn't realize just HOW important it really is. As a result I studied and read up a lot on here and learned a lot, and I'm applying everything I know about it to my life as well as trying to help out others on here and in real life with their credit lives.
Since June when I found this site till now I've acquired:
Chase Freedom - $1,200 (auto CLI to $2,400 couple of days ago)
Barclays Rewards - $2,000 (highest SL at the time; instantly approved and used to do a BT)
Capital One Venture - $10,000 (highest SL and CL to date; also my first visa sig!)
Chase Southwest Premier Rapid Rewards - $3,000 (instant approval and highest SL to date)
American Express Premier Rewards Gold - NPSL (first ever Amex card, applied on a bit of a whim and honestly didn't think I'd get approved. But I got instant approval with a 690 EX)
I also grew my QS that I had in January from $300 to $1,300 ($500 through luv button, $500 through credit steps). My first CC, my WF Platinum, with its plain vanilla 1% back started at $1,200 when I was first approved, and I got steady auto luv throughout these past couple of years. $1,200--->$1,500--->$2,000--->$3,500.
I never used to care much about credit. I mean I knew it was important, but I didn't realize just HOW important it really is. As a result I studied and read up a lot on here and learned a lot, and I'm applying everything I know about it to my life as well as trying to help out others on here and in real life with their credit lives.
