@CreditCuriousity wrote:
Well had it last year and possibly before. List the CC's you would like since you have either been good/bad before the year ends.
Wish List: Citi TYP, Chase UR, Ebates, BOA BBRx4, Sams MC PC, Citi Expedia+ Voyager, and Marry Someone With Citi Forward!
I think I am entitled to all of these in the coming years. I still cannot believe everything that has happened in the last 7 months! All the cards in my signature after capital one... I know many others have done a better job and maybe were a little more clinical in the process...but 7 months ago I had 13k in limits and half of that was Care Credit. I have probably driven a few friends and family members NUTS.....but the select few that were appreciative make up for it!
It is pretty easy to spread yourself too thin, but not that difficult to be balanced...I have a feeling sign up bonuses will steadily decline. I just hope with the Mariott/SPG merger they don't throw Amtrak to the wayside as a partner. Still too paranoid to M$.
Amex will be making the most money off my family and friends....all I have done this year is apply folks for the delta/prg/ED/EDP (and yes, only when it was fitting for them to apply and it made the most sense for their needs)...My daily drivers are my PRG, DC, Amtrak, and CU card. Still cannot believe Citi gave me a DC to begin with, 0 interest for 18 months, then 13.99%. I'll never forget my 4 chase recons just to get my IHG out of my IHG/Hyatt app. Or when BOA denied me several times and I had to beg just to get a tiny limit with their highest APR of 22.99%. My actual wish list would be for capital one to expand...BOA to chill out....(ducks head and whispers) and for Commerce Bank to approve my app so I can combine the limit with my older account.
In retrospect the only impulse app I mildly regret is my Lenovo Preferred. It was late and I was tired. I am finding all the deals are NOT at lenovo. Hoping cyber monday there is at least ONE thinkpad worth buying that is at least 40% off....At least it was only a SP!
But real talk, if I could somehow resurrect the Zync w/ packs....if that was in my stocking....I would do whatever Santa wanted! Unless of course Mrs. Claus had a Citi Forward and asked for my hand in marriage!
Happy Holidays Yall
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
